24-Hour Dual-Category CE Package - Virginia

✅ Approved by Virginia Insurance Continuing Education Board | Provider #164929 | Includes 6 Approved Courses | Only $79.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete all 24 Virginia continuing education hours required of an agent who holds more than one license category, with the 8-hour-per-category minimum built in, for $79.99. Every course inside is separately approved by the Virginia Insurance Continuing Education Board under provider number 164929, and the package totals exactly 24 hours.

Everything is 100% online and self-paced. Take the courses in any order, log in and out without losing progress, and receive a certificate by email as you finish each one. 1st Choice CE reports your completion to Virginia. Bought separately these courses cost $137.94; the package is $79.99.

✅ Package Details

• Package name: 24-Hour Dual-Category CE Package
• Approved by: Virginia Insurance Continuing Education Board
• Provider number: 164929
• Courses included: 6 separately approved courses
• Total hours: 24 credit hours
• Course format: 100% online, self-paced
• Price: $79.99
• Certificate: emailed immediately after each course is completed
• Reporting: 1st Choice CE reports your completion to Virginia
• Page URL: https://1stchoice-ce.com/courses/checkout/virginia/24-hr-dual-category-insurance-ce-package-virginia/
• Support: call or text 1-800-698-2770

✅ What Is Included

• 3 Hour Ethics for Insurance Agents (3 hours) - course #229598: approved in Virginia
• 4 HRs Medicare Advantage and Part D Update (4 hours) - course #230314: approved in Virginia
• 5 HRs Life Insurance Products and Retirement Planning (5 hours) - course #230313: approved in Virginia
• 4 HRs Commercial Lines Insurance Essentials (4 hours) - course #230323: approved in Virginia
• 4 HRs Homeowners Insurance Overview (4 hours) - course #230324: approved in Virginia
• 4 HRs Personal Auto and Umbrella Insurance (4 hours) - course #230321: approved in Virginia

Total: 24 credit hours.

✅ Who Should Take This Package?

• Virginia licensed insurance agents who hold more than one license category
• Licensees who want the whole compliance period handled in one purchase
• Agents who would rather not track which mandated subjects are still outstanding
• Producers who want every completion reported by the provider
• Anyone renewing on a deadline who needs the full 24 credits online
• Licensees who want one price rather than seven separate transactions

✅ Does This Package Satisfy the State Requirement?

Virginia requires 16 hours if you hold a single license category and 24 hours if you hold more than one, with at least 8 hours in each category held and 3 hours of ethics overall. Most dual-category agents end up buying two separate 16-hour packages and paying for 32 hours to satisfy a 24-hour rule. This package is built to the dual-category rule directly: 9 hours of life and health content, 12 hours of property and casualty content, and the mandated 3 hours of ethics, clearing the 8-hour minimum on both sides with room to spare.

✅ Virginia Continuing Education Requirements

Under Virginia Code § 38.2-1866, an agent licensed in a single license category completes 16 hours of continuing education each biennium. An agent holding licenses in more than one category completes 24 hours, with a minimum of eight credit hours in each category held. Of the total required credits for each biennium, three credit hours must be in insurance ethics, which may include insurance law and regulations applicable in the Commonwealth.

• 16 hours per biennium for a single license category
• 24 hours per biennium if you hold more than one category, with at least 8 hours in each category held
• 3 of the total credits must be in insurance ethics, which may include Virginia insurance law and regulations
• No more than 75 percent of required credits may come from courses provided by insurance companies or agencies
• Single categories include life and annuities, health, property and casualty, personal lines, and title

Virginia exempts agents licensed during the final 13 months of a two-year period from the requirement for that biennium, under § 38.2-1871. Nonresident agents who meet their home state's requirements and consultants who satisfy the requirement for each license category held are also addressed there. Check your own license record rather than assuming an exemption applies.

How this package helps: This package provides all 24 hours Virginia requires of an agent holding more than one license category, including the mandated 3 hours of ethics, and it satisfies the 8-hour-per-category minimum with 9 hours of life and health credit and 12 hours of property and casualty credit. If you hold only one license category, Virginia requires 16 hours and one of the 16-hour packages is the cheaper fit.

✅ When Do Licensees Renew?

Virginia agents renew on a two-year biennium. Confirm your own biennium end date on your license record, because it is set from your licensing history rather than from a single statewide date.

✅ How to Meet Your Virginia CE Requirement

1. Confirm your license categories and your biennium end date on your Virginia license record.
2. Work out your total: 16 hours for a single category, or 24 hours with at least 8 in each category if you hold more than one.
3. Complete the 3 required ethics credits from an approved ethics course, and the remaining hours in the categories you hold.
4. Complete every hour before the last day of your biennium, and allow provider reporting time before that date.
5. Check your Virginia CE transcript and confirm each course posted in the correct category.
6. Complete the Bureau of Insurance renewal for your license and pay the applicable fee.
7. Confirm your license shows active status with an updated expiration date, and keep your completion certificates.

Virginia expects the required credits to be completed within the biennium. Do not rely on a grace period; check your own license record for your biennium end date and finish ahead of it.

✅ What You Will Learn

• 3 Hour Ethics for Insurance Agents - the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation
• 4 HRs Medicare Advantage and Part D Update - Medicare Advantage plan types, Star Ratings, Part D formularies and exceptions, enrollment periods and CMS marketing standards
• 5 HRs Life Insurance Products and Retirement Planning - term, whole and universal life designs, cash value and dividends, fixed, indexed and variable annuities, 1035 exchanges, illustrations and replacement
• 4 HRs Commercial Lines Insurance Essentials - commercial property and coinsurance, CGL triggers, occurrence versus claims-made, hired and non-owned auto and workers compensation basics
• 4 HRs Homeowners Insurance Overview - homeowners policy forms and Coverages A through F, named versus open peril, wind and hail deductibles, roof limits and loss settlement
• 4 HRs Personal Auto and Umbrella Insurance - personal auto definitions and liability limits, uninsured and underinsured motorist coverage, physical damage and how umbrellas respond

✅ Course Content Overview

3 Hour Ethics for Insurance Agents (3 hours): the duties a producer owes the client, the insurer and the public, with suitability, disclosure, replacement standards and the consequences of misrepresentation

4 HRs Medicare Advantage and Part D Update (4 hours): Medicare Advantage plan types, Star Ratings, Part D formularies and exceptions, enrollment periods and CMS marketing standards

5 HRs Life Insurance Products and Retirement Planning (5 hours): term, whole and universal life designs, cash value and dividends, fixed, indexed and variable annuities, 1035 exchanges, illustrations and replacement

4 HRs Commercial Lines Insurance Essentials (4 hours): commercial property and coinsurance, CGL triggers, occurrence versus claims-made, hired and non-owned auto and workers compensation basics

4 HRs Homeowners Insurance Overview (4 hours): homeowners policy forms and Coverages A through F, named versus open peril, wind and hail deductibles, roof limits and loss settlement

4 HRs Personal Auto and Umbrella Insurance (4 hours): personal auto definitions and liability limits, uninsured and underinsured motorist coverage, physical damage and how umbrellas respond

✅ Other Virginia Insurance CE Courses

• 3 Hour Ethics for Insurance Agents - Virginia – $22.99
• 4 HRs Medicare Advantage and Part D Update - Virginia – $22.99
• 5 HRs Life Insurance Products and Retirement Planning - Virginia – $22.99
• 4 HRs Commercial Lines Insurance Essentials - Virginia – $22.99
• 4 HRs Homeowners Insurance Overview - Virginia – $22.99
• 4 HRs Personal Auto and Umbrella Insurance - Virginia – $22.99

✅ Why Choose 1st Choice CE?

• Every course separately approved in Virginia
• All 24 hours for $79.99 instead of $137.94 bought separately
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• We report your completions for you
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24-Hour Dual-Category CE Package for $79.99 and complete all 24 approved hours online, on your schedule. Questions before you buy? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in Virginia?

Every course in the package is separately approved by the Virginia Insurance Continuing Education Board under provider number 164929. Course numbers are listed in What Is Included.

How many hours does the package provide?

24 credit hours in total.

Does it complete my whole requirement?

This package provides all 24 hours Virginia requires of an agent holding more than one license category, including the mandated 3 hours of ethics, and it satisfies the 8-hour-per-category minimum with 9 hours of life and health credit and 12 hours of property and casualty credit. If you hold only one license category, Virginia requires 16 hours and one of the 16-hour packages is the cheaper fit.

Does it include the required ethics hours?

Yes. The 3-hour ethics course is included and it is approved in the ethics category, which Virginia requires - Virginia accepts insurance law and regulations within the ethics category.

Does it include the flood hours?

No. Flood is not a mandated subject in Virginia. The 3-Hour Flood Insurance (NFIP) course is available separately if you write flood business.

Can I take the courses in any order?

Yes. They are independent and you can work through them in whatever order suits you.

Is everything online?

Yes. All 24 hours are 100% online and self-paced. Virginia sets no limit on online or self-study hours.

Can I log in and out without losing progress?

Yes. Your progress is saved in every course.

When do I get my certificates?

A certificate is emailed to you as soon as you finish each course, so you do not have to wait until the whole package is done.

Do I report the completions myself?

No. 1st Choice CE reports your completion to Virginia.

When is my continuing education due?

By the end of your two-year biennium. Virginia sets your biennium from your own licensing history rather than a single statewide date, so confirm the end date on your license record.

What happens if I miss my compliance date?

Your licence is not renewed until the requirement is met. Check your own license record for your biennium end date and outstanding hours rather than relying on a reminder notice.

Do extra hours carry over?

Virginia does not publish a carryover allowance, so plan to earn the full requirement within each biennium rather than relying on surplus hours rolling forward.

How much do I save versus buying separately?

The courses total $137.94 purchased individually. The package is $79.99.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us and we will make it right.

Who do I call if I need help?

Call or text 1-800-698-2770.