3-Hour Flood Insurance (NFIP) - Pennsylvania

3-Hour Flood Insurance – Pennsylvania

✅ Approved by Pennsylvania Insurance Department
Course ID: 139159 | Provider #: 156967

Price: $19.99 — No added fees
Includes the $5.00 Pennsylvania filing fee (we absorb it)

This 3-hour Flood Insurance CE course is 100% online and self-paced for Pennsylvania insurance licensees. Complete the course on your schedule, log in and out anytime, receive your instant certificate of completion, and we’ll report your CE credits to the state within 24 hours.

Who Should Take This Course?

This course is designed for Pennsylvania insurance professionals, including:

✅ Property & Casualty Insurance Producers
✅ Flood Insurance Agents
✅ Insurance Adjusters handling flood claims
✅ Agency Owners and Licensed Staff involved in flood coverage

Pennsylvania CE & Renewal — What to Know (Important)

Pennsylvania insurance producers must complete 24 total CE hours every 2-year license renewal cycle.

Key renewal rules:
✅ At least 3 hours must be Ethics
✅ Remaining hours may include approved subject-matter courses such as Flood Insurance
✅ CE must be completed by your license expiration date
✅ Credits must be reported by an approved Pennsylvania provider

This course counts toward your approved subject-matter CE hours.

How to Renew Your Pennsylvania Insurance License (Step-by-Step)

1. Confirm your CE requirements for your license type
2. Enroll in this 3-Hour Flood Insurance course
3. Complete the course online at your own pace
4. Receive your instant certificate of completion
5. We report your credits within 24 hours
6. Verify your credits are posted
7. Complete your standard Pennsylvania license renewal

What You’ll Learn — Course Outline

Hour 1: NFIP Foundations, Compliance, and Core Concepts

✅ Purpose and federal authority of the NFIP
✅ Roles of FEMA, insurers, and communities in flood mitigation
✅ Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and elevation certificates
✅ Standard Flood Insurance Policy forms (Dwelling, General Property, RCBAP)
✅ Mandatory purchase requirements and lender enforcement
✅ Producer responsibilities, disclosures, advertising rules, and documentation

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics

✅ Risk Rating 2.0 variables and premium impact
✅ Required underwriting data and validation
✅ Building vs. contents coverage, limits, deductibles, and exclusions
✅ Replacement Cost vs. ACV and basement treatment
✅ Endorsements, cancellations, refunds, and policy transfers
✅ Condo, lender, and small-business flood scenarios

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice

✅ Flood claims process and Proof of Loss timelines
✅ ICC claims and coordination with local officials
✅ Map changes, LOMA/LOMR-F, and newly mapped properties
✅ Mitigation strategies and premium impacts
✅ Ethical sales practices and clear client communication
✅ Reducing E&O exposure through documentation and compliance

Why Choose 1st Choice CE?

✅ Instant certificate of completion
✅ Log in/out anytime without losing progress
✅ We report credits to the state within 24 hours
✅ Money-back guarantee
✅ Trusted CE provider for 10+ years
✅ Support by call or text: 1-800-698-2770

FAQ

Is this course approved in Pennsylvania?
Yes. It is approved by the Pennsylvania Insurance Department.

How many CE hours is this course?
This course provides 3 CE hours.

Are there any extra fees?
No. The $5.00 state filing fee is included in the price.

Do I get my certificate immediately?
Yes. You receive an instant certificate upon completion.

How quickly are credits reported?
Credits are reported within 24 hours.

Can I log out and return later?
Yes. Your progress is always saved.

Is the course self-paced?
Yes. Complete it entirely on your schedule.

Who do I contact if I need help?
Call or text 1-800-698-2770.

What if I’m not satisfied?
We offer a money-back guarantee.

Does this course count toward license renewal?
Yes. It counts toward your approved CE hours for renewal.