✅ 4 Hour New York Property & Casualty Insurance Compliance – Part 1 Online CE Course

✅ Approved by the New York State Department of Financial Services | Provider #NYPO-104705 | Course #NYCS-285087 | Only $19.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Complete 4 hours of New York insurance continuing education online with 1st Choice Continuing Education.

This 4-hour course is designed for New York licensed property and casualty insurance agents, brokers, and producers who need elective CE credit toward the 15-hour New York insurance renewal requirement.

Part 1 of our Property & Casualty compliance series focuses on the compliance rules P&C producers use every day, including producer licensing and authority, client disclosures, property insurance contracts, homeowners coverage, automobile insurance, personal lines compliance, consumer protection, claims standards, and producer risk control.

The course is 100% online and self-paced. You can log in and out anytime without losing your progress, complete the course from any device, and receive your certificate immediately by email after completion. 1st Choice CE reports completed hours to New York within 24 hours.

✅ Course Details

Course Name: 4 Hour New York Property & Casualty Insurance Compliance – Part 1 Online CE Course

Approved by: New York State Department of Financial Services

Provider Number: #NYPO-104705

Course Number: #NYCS-285087

Course Length: 4 CE Credit Hours

Course Category: Elective Credit

Course Format: 100% online and self-paced, with a final exam required for self-study credit

Price: $19.99

Certificate: Emailed immediately after completion

Reporting: Completion reported to New York within 24 hours

Support: Call or text 1-800-698-2770

✅ Who Should Take This Course?

This course is intended for New York licensed property and casualty producers who need elective continuing education credit for renewal or relicensing.

This course is a good fit for:

• New York property and casualty insurance agents
• New York property and casualty brokers
• Personal lines producers
• Commercial lines producers
• Producers who work with homeowners, auto, liability, and personal lines policies
• Agency owners and producing staff who handle client disclosures, renewals, and claims referrals
• Licensees who need 4 elective CE hours toward renewal
• P&C producers who want a practical review of New York compliance rules
• Producers who want a 100% online, self-paced CE course with fast reporting

✅ Does This Course Satisfy the New York Requirement?

Yes. This course provides 4 hours of elective New York insurance continuing education credit.

It counts toward the 15 total CE credits generally required for New York insurance license renewal or relicensing. However, this is an elective course.

This course does not satisfy the separate 1-hour Insurance Law requirement, 1-hour ethics and professionalism requirement, 1-hour diversity/inclusion/elimination of bias requirement, 1-hour basic flood requirement, or 3-hour enhanced NFIP flood requirement.

If you want the full 15 hours for a Property & Casualty renewal in one purchase, see our 15 Hour New York P&C Insurance Renewal Package listed below.

✅ New York Insurance Continuing Education Requirements

Most New York insurance producers must complete 15 credits of approved continuing education during each licensing period once the license has been in effect for more than two years.

For many licensees, the 15 credits must include:

• At least 1 hour of Insurance Law instruction
• At least 1 hour of ethics and professionalism instruction
• At least 1 hour of diversity, inclusion, and elimination of bias instruction
• At least 1 hour of flood insurance instruction, if licensed to sell one or more lines of property/casualty insurance
• At least 3 hours of enhanced flood insurance instruction, if selling flood insurance through the National Flood Insurance Program

Self-study and online courses require a passing grade on a final exam to receive CE credit.

New York resident licensees must take courses from a New York DFS-approved provider organization. Continuing education must be completed before the renewal or relicensing application is submitted.

✅ When Do New York Insurance Licensees Renew?

New York insurance licenses generally renew every two years. Expiration dates vary by licensee, so producers should check their license record to confirm the exact expiration date.

Individual and TBA producer licenses are generally eligible for renewal within 180 days of the expiration date.

Because continuing education must be completed before submitting the renewal application, it is best to complete your CE early instead of waiting until the final days before expiration.

✅ How to Renew Your New York Insurance License

Step 1: Confirm Your License Type and Expiration Date

Check your New York insurance license record and confirm your license type, lines of authority, and expiration date.

Step 2: Confirm Your CE Requirements

Most producers need 15 CE credits per licensing period. Your required topics may include Insurance Law, ethics and professionalism, diversity and bias elimination, flood insurance, enhanced NFIP flood, and elective credits.

Step 3: Enroll in This 4-Hour Elective Course

Enroll online and begin immediately. The course is self-paced and can be completed from a computer, tablet, or phone.

Step 4: Complete the Course and Final Exam

Review the course material, complete the required course steps, and pass the final exam required for online self-study credit.

Step 5: Receive Your Instant Emailed Certificate

After completing the course, your certificate is emailed immediately. Keep a copy for your records.

Step 6: We Report Your Completion

1st Choice CE reports your completed hours to New York within 24 hours when the correct license information is provided.

Step 7: Renew With the State

After completing all required CE, submit your renewal through the New York licensing system before your license expiration date.

✅ What You Will Learn

This course gives New York property and casualty producers a practical review of compliance topics that affect daily insurance transactions.

You will review:

• When P&C activities require a New York insurance license
• Agent appointments, terminations, compensation rules, and fiduciary duties
• Client disclosures, advertising rules, and producer representations
• Property insurance contracts, homeowners coverage, and policyholder duties
• Auto liability, no-fault concepts, and personal lines cancellation protections
• Flood and windstorm disclosure issues in homeowners coverage
• Consumer protection rules, unfair claim practices, discrimination restrictions, and domestic violence protections
• Practical documentation habits that reduce producer compliance risk

✅ Course Content Overview

Hour 1: Property and Casualty Producer Licensing, Authority, and Client Disclosures

This section reviews producer authority, licensing duties, compensation rules, fiduciary responsibilities, and client communication requirements.

Topics include:

• Producer definitions under New York Insurance Law §2101
• Insurance agent, broker, producer, sell, solicit, and negotiate definitions
• Licensing framework for property/casualty agents and brokers under §§2102, 2103, and 2104
• Prohibition against acting without a license
• Insurer appointments and termination notices under §2112
• Commission and compensation rules under §§2115, 2116, and 2119
• Written compensation agreements when required
• Fiduciary duties for premiums, return premiums, and other insurance funds under §2120
• Advertising, written communications, and producer representations under §§2122 and 2123

Hour 2: Property Insurance Contracts, Homeowners Coverage, and Policyholder Duties

This section focuses on property insurance contracts, homeowners coverage, proof-of-loss duties, appraisal issues, and property-policy disclosures.

Topics include:

• Property insurance contract principles under Insurance Law Article 34
• Insurable interest in property under §3401
• Standard fire insurance policy requirements and permissible variations under §3404
• Basic fire, extended coverage, and policy condition concepts
• Proof-of-loss and notice-of-loss responsibilities under §3407
• Appraisal and loss-dispute concepts under §3408
• Flood and windstorm disclosure issues under §§3444 and 3445
• Separate windstorm deductibles and flood exclusions
• Documenting discussions about replacement cost, actual cash value, deductibles, exclusions, vacancy issues, and optional endorsements

Hour 3: Automobile Insurance, Liability Coverage, and Personal Lines Compliance

This section reviews automobile insurance, liability coverage, New York no-fault concepts, and personal lines cancellation and renewal protections.

Topics include:

• Liability insurance policy provisions under Insurance Law §3420
• Injured person rights, notice issues, disclaimers, and coverage-limit explanations
• New York no-fault concepts under §§5102 and 5103
• Basic economic loss and first-party benefits
• Limitations on lawsuits for non-economic loss under §5104
• Physical damage coverage and inspection-related duties for private passenger automobiles under §3411
• Cancellation and renewal protections for covered personal lines policies under §3425
• Prohibited refusal, cancellation, or nonrenewal practices under §§3434 and 3435-a

Hour 4: Consumer Protection, Unfair Practices, Claims Standards, and Producer Risk Control

This section reviews consumer protection rules and practical producer workflows that support compliant P&C practice.

Topics include:

• Unfair methods of competition and unfair or deceptive acts under Article 24
• General unfair practice standards under §§2402 and 2403
• Unfair claim settlement practices under §2601
• Failure to acknowledge communications, promptly investigate claims, or fairly resolve covered claims
• Discrimination restrictions affecting P&C transactions under §§2606 and 2607
• Domestic violence protections under §2612
• Producer conduct that can lead to discipline under §2110
• Misrepresentation, untrustworthiness, dishonest practices, and insurance law violations
• Application review, coverage comparisons, renewal checklists, claim-referral documentation, complaint handling, and contact information updates under §2134

✅ Other New York Insurance CE Courses

Need more New York insurance CE? Here are other New York insurance courses and packages available from 1st Choice Continuing Education:

• 1 Hour New York Insurance Law Online CE Course – $9.99
• 1 Hour Ethics and Professionalism Online CE Course – $9.99
• 1 Hour Diversity, Inclusion, and Elimination of Bias Online CE Course – $9.99
• 1 Hour Basic Flood Insurance Online CE Course – $9.99
• 3 Hour Enhanced NFIP Flood Insurance Online CE Course – $14.99
• 4 Hour New York Flood Package – $19.99
• 4 Hour New York Property & Casualty Insurance Compliance – Part 2 Online CE Course – $19.99
• 3 Hour New York Mandatory Topics Package – $14.99
• 15 Hour New York P&C Insurance Renewal Package – $39
• 15 Hour New York Life, Accident & Health Renewal Package – $39

✅ Why Choose 1st Choice CE?

• Approved by the New York State Department of Financial Services
• Provider #NYPO-104705 and Course #NYCS-285087
• Affordable price — only $19.99
• 4 hours of New York insurance elective CE
• 100% online and self-paced
• Log in and out anytime without losing your progress
• Instant emailed certificate when you finish
• Course completion reported to New York within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Complete your 4 Hour New York Property & Casualty Insurance Compliance – Part 1 Online CE Course today for only $19.99.

This New York DFS-approved course is fast, affordable, self-paced, and designed for property and casualty producers who need elective CE credit for license renewal.