✅ 1 Hour Basic Flood Insurance Online CE Course

✅ Approved by the New York State Department of Financial Services | Provider #NYPO-104705 | Course #NYCS-285080 | Only $9.99 | Instant Emailed Certificate | 100% Online & Self-Paced

The 1 Hour Basic Flood Insurance Online CE Course is a one-credit New York insurance continuing education course for licensed property and casualty agents, brokers, and producers. It is designed to satisfy the 1-hour flood insurance instruction requirement for New York property/casualty licensees.

This course gives producers a practical foundation in flood insurance basics, including the National Flood Insurance Program, flood zones, Flood Insurance Rate Maps, mandatory purchase requirements, Standard Flood Insurance Policy coverage, policy timing issues, and consumer communication.

The course is 100% online and self-paced. You can log in and out anytime without losing your progress, complete the course from any device, and receive your certificate immediately by email after completion. 1st Choice CE reports completed hours to New York within 24 hours.

✅ Course Details

Course Name: 1 Hour Basic Flood Insurance Online CE Course

Approved by: New York State Department of Financial Services

Provider Number: #NYPO-104705

Course Number: #NYCS-285080

Course Length: 1 CE Credit Hour

Course Category: Flood Insurance Instruction

Course Format: 100% online and self-paced, with a final exam required for self-study credit

Price: $9.99

Certificate: Emailed immediately after completion

Reporting: Completion reported to New York within 24 hours

Support: Call or text 1-800-698-2770

✅ Who Should Take This Course?

This course is intended for New York licensed insurance producers who sell or advise on one or more property/casualty lines and need the required 1 hour of basic flood insurance instruction.

This course is a good fit for:

• New York property and casualty agents
• New York property and casualty brokers
• New York insurance producers who sell property/casualty lines
• Personal lines producers
• Commercial lines producers
• Producers who need the 1-hour flood insurance CE requirement
• Producers who do not sell NFIP flood policies but still need the basic flood credit
• Agents who want a 100% online, self-paced CE course
• Licensees who need an instant emailed certificate and fast reporting

✅ Does This Course Satisfy the New York Flood Insurance Requirement?

Yes. This course is designed to satisfy the 1-hour flood insurance instruction requirement for New York licensees who are licensed to sell one or more lines of property/casualty insurance.

New York has two separate flood-related CE requirements that may apply depending on the producer’s license and activities:

• The 1-hour flood insurance instruction requirement applies to licensees who are licensed to sell one or more property/casualty lines. This course is designed to meet that requirement.
• The separate 3-hour enhanced flood insurance requirement applies to licensees who sell flood insurance through the National Flood Insurance Program. This course does not satisfy the 3-hour enhanced NFIP requirement.

This course also counts as 1 credit hour toward the 15 total continuing education credits generally required for New York insurance license renewal. It does not satisfy the full 15-hour requirement by itself, and it does not satisfy the separate Insurance Law, ethics and professionalism, or diversity, inclusion, and elimination of bias requirements.

✅ New York Insurance Continuing Education Requirements

Most New York insurance producers must complete 15 credits of approved continuing education during each licensing period once the license has been in effect for more than two years.

For many licensees, the 15 credits must include:

• At least 1 hour of Insurance Law instruction
• At least 1 hour of ethics and professionalism instruction
• At least 1 hour of diversity, inclusion, and elimination of bias instruction
• At least 1 hour of flood insurance instruction, if licensed to sell one or more lines of property/casualty insurance
• At least 3 hours of enhanced flood insurance instruction, if selling flood insurance through the National Flood Insurance Program

Self-study and online courses require a passing grade on a final exam to receive CE credit.

New York resident licensees must take courses from a New York DFS-approved provider organization. Continuing education must be completed before the renewal or relicensing application is submitted.

✅ When Do New York Insurance Licensees Renew?

New York insurance licenses generally renew every two years. Expiration dates vary by licensee, so you should check your license record to confirm your exact expiration date.

Individual and TBA producer licenses are generally eligible for renewal within 180 days of the expiration date.

Because continuing education must be completed before submitting the renewal application, it is best to complete your CE early instead of waiting until the final days before expiration.

✅ How to Renew Your New York Insurance License

Step 1: Confirm Your License Type and Expiration Date

Check your New York insurance license record and confirm your license type, lines of authority, and expiration date.

Step 2: Confirm Your CE Requirements

Most producers need 15 CE credits per licensing period. Your flood-related requirement depends on whether you are licensed for property/casualty lines and whether you sell flood insurance through the NFIP.

Step 3: Enroll in This 1-Hour Basic Flood Course

Enroll online and begin immediately. The course is self-paced and can be completed from a computer, tablet, or phone.

Step 4: Complete the Course and Final Exam

Review the course material, complete the required course steps, and pass the final exam required for self-study credit.

Step 5: Receive Your Instant Emailed Certificate

After completing the course, your certificate is emailed immediately. Keep a copy for your records.

Step 6: We Report Your Completion

1st Choice CE reports your completed hours to New York within 24 hours when the correct license information is provided.

Step 7: Renew With the State

After completing all required CE, submit your renewal through the New York licensing system before your license expiration date.

✅ What You Will Learn

This course gives New York property/casualty producers a practical overview of basic flood insurance concepts and how they apply to client conversations.

You will review:

• The purpose and structure of the National Flood Insurance Program
• Flood zones, Special Flood Hazard Areas, and Flood Insurance Rate Maps
• When the federal mandatory purchase requirement applies
• Basic Standard Flood Insurance Policy structure
• Building coverage, contents coverage, deductibles, and exclusions
• Application, renewal, effective-date, and lapse issues
• Lender-placed flood insurance and borrower notice concepts
• How to explain flood risk clearly to New York consumers

✅ Course Content Overview

Basic Flood Insurance Requirements for New York Property and Casualty Producers – 1 Hour

This one-hour course provides a focused review of flood insurance topics New York property/casualty producers need to understand for continuing education and client service.

Topics include:

• National Flood Insurance Program purpose and basic structure
• Key definitions used in flood insurance
• Special Flood Hazard Areas and flood zones
• Flood Insurance Rate Maps and participating communities
• Federal mandatory purchase requirements for certain loans
• Standard Flood Insurance Policy forms and basic coverage structure
• Building coverage, contents coverage, deductibles, and exclusions
• Application, renewal, and effective-date concerns
• Lapse prevention and lender-placed flood insurance
• Explaining flood risk and avoiding misleading assumptions about homeowners coverage

✅ Other New York Insurance CE Courses

Need more New York insurance CE? Here are other New York insurance courses available from 1st Choice Continuing Education:

• 1 Hour New York Insurance Law – Insurance Agent – NY – $9.99
• 1 Hour New York Ethics and Professionalism – Insurance Agent – NY – $9.99
• 1 Hour New York Diversity, Inclusion, and Elimination of Bias – Insurance Agent – NY – $9.99
• 3 Hour Enhanced NFIP Flood Insurance Online CE Course – $14.99
• 4 Hour New York Flood Package – $19.99
• 15 Hour New York P&C Insurance Renewal Package – $39
• 3 Hour New York Mandatory Topics Package – $14.99

✅ Why Choose 1st Choice CE?

• Approved by the New York State Department of Financial Services
• Provider #NYPO-104705 and Course #NYCS-285080
• Affordable price — only $9.99
• 100% online and self-paced
• Log in and out anytime without losing your progress
• Instant emailed certificate when you finish
• Course completion reported to New York within 24 hours
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Complete your 1 Hour Basic Flood Insurance Online CE Course today for only $9.99.

This New York DFS-approved course is fast, affordable, self-paced, and designed for property/casualty producers who need the 1-hour flood insurance instruction requirement for license renewal.