3-Hour Flood Insurance (NFIP) - Mississippi

3-Hour Flood Insurance (NFIP) CE Course – Mississippi

• Approved by the Mississippi Insurance Department | Approved Provider #15054358 | Approved Course #29130 ✅
• Only $19.99 | No added or extra fees | Instant Certificate | 100% Online & Self-Paced
• Important: We do not charge Mississippi’s $4.75 roster/CE reporting fee separately at checkout. ✅
• Stay compliant and sharpen your flood insurance knowledge with this Mississippi-approved 3-hour Flood Insurance (NFIP) continuing education course. It’s built for busy insurance professionals who need flexible, self-paced training that’s practical, clear, and focused on real-world client conversations.
• You can log in and out anytime without losing your progress. When you finish, you’ll receive an instant certificate of completion, and we report your credits within 24 hours. With 10+ years in the business, 1st Choice Continuing Education is trusted by thousands of licensees nationwide—and backed by a money-back guarantee.

✅ Who Should Take This Course?

• Mississippi Property & Casualty producers and Personal Lines agents
• Producers who sell, solicit, negotiate, or service NFIP flood insurance policies
• Agents who handle lender-required flood scenarios, escrow questions, and flood-zone changes
• Producers who want confidence with Risk Rating 2.0, SFIP forms, underwriting data, and claims documentation
• Agents who need Mississippi’s one-time 3-hour NFIP flood training to sell Federal Flood policies ✅

✅ Mississippi Insurance CE & Renewal Requirements (What to Know)

• Mississippi CE requirements depend on how long your license has been in effect during the current license period:
• If your license has been in effect 13–18 months: 12 hours of approved CE are required to renew.
• If your license has been in effect 19–24 months: 24 hours of approved CE are required to renew, including 3 hours of Ethics.
• Additional key renewal details:
• Renewal deadline: Licenses generally expire biennially on the last day of your birth month.
• Renewal window: Renewal is typically available up to 90 days before your expiration date.
• Line-of-authority rule: CE must be in courses that match the lines you hold (take P&C/Personal Lines courses if you’re renewing those lines).
• Recordkeeping: Keep your completion certificates for your records in case you ever need them.
• This course provides 3 hours of approved CE credit toward your total requirement.

✅ How to Renew Your Mississippi Insurance License (Step-by-Step)

• Step 1: Confirm your renewal date
• Your license typically renews every two years on the last day of your birth month.
• Step 2: Determine your CE hour requirement
• If you’re in the 13–18 month window, plan for 12 hours. If you’re in the 19–24 month window, plan for 24 hours, including 3 ethics.
• Step 3: Complete your CE online (self-paced)
• Take your courses on your schedule. Log in/out anytime and resume right where you left off.
• Step 4: Get your instant certificate ✅
• Download your certificate immediately after completion for your records.
• Step 5: We report your credits within 24 hours ✅
• Your completion is reported promptly after you finish.
• Step 6: Renew within the renewal window
• Submit your renewal as soon as you’re eligible (typically up to 90 days before expiration) to avoid last-minute issues.

✅ Topics Covered in This Course (3 Hours)

Hour 1: NFIP Foundations, Compliance, and Core Concepts (50 minutes)

• NFIP purpose and federal authority, including how FEMA, insurers, and communities reduce flood losses
• Community participation, floodplain management, and how CRS incentives support mitigation and resiliency
• Flood zones (A, AE, AO, AH, V, VE, X), SFHAs, BFEs, and Elevation Certificates for compliance and pricing
• SFIP forms (Dwelling, General Property, RCBAP) and how to match each form to the risk
• Mandatory purchase rules tied to federally related loans, lender enforcement, and force-placement triggers
• Producer responsibilities: disclosures, suitability documentation, advertising accuracy, anti-rebating, and audit-ready records

Hour 2: Risk Rating 2.0, Underwriting, and Policy Mechanics (50 minutes)

• Risk Rating 2.0 variables (flood frequency, distance to water, first-floor height, foundation, occupancy) and premium impact
• Underwriting data requirements (year built, construction, foundation/enclosures, floors, machinery location) and validation methods
• Building vs. contents coverage, limits, ICC, deductibles, waiting periods, and common exclusions (including basement limits)
• Replacement cost vs. actual cash value, primary vs. non-primary rating, and elevated enclosure considerations
• Endorsements, cancellations, refunds, transfers/assumptions at sale, and coordinating with private flood options
• Lender and condo scenarios (RCBAP vs. HO-6/unit-owner), small-business considerations, and layering coverage

Hour 3: Claims, Mitigation, Mapping Changes, and Ethical Practice (50 minutes)

• Claims lifecycle: notice of loss, adjuster inspection, Proof of Loss timelines, appeals, and documentation best practices
• Substantial damage/improvement concepts, ICC claims for mitigation, and coordinating repairs with codes/officials
• Map revisions (LOMA/LOMR-F), newly mapped property rules, and right-sizing coverage when zones/BFEs change
• Mitigation strategies (elevation, compliant flood openings, utilities relocation) and premium impacts under Risk Rating 2.0
• Ethical sales practices: clear communication of limits/exclusions, avoiding overpromises, supporting vulnerable clients, COI management
• E&O risk reduction: checklists, declination notices, accurate applications, and durable records

✅ Why Choose 1st Choice CE?

• Mississippi Insurance Department approved (Provider #15054358 | Course #29130)
• Only $19.99 — no added or extra fees
• We do not charge the $4.75 roster/CE reporting fee separately (included) ✅
• 100% online and mobile-friendly
• Self-paced access — log in/out anytime without losing progress
• Instant certificate of completion
• Credits reported within 24 hours
• Money-back guarantee
• Over 10 years of trusted CE service
• Support by phone or text: 1-800-698-2770

✅ Need More Mississippi CE Hours?

• 3 Hour Ethics for Insurance Agents – Mississippi
• 4-Hour Annuity Best Interest/Suitability – Mississippi
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – Mississippi

Enroll Now – Just $19.99 ✅