4 HRs Health Insurance and Affordable Care Act Updates - Mississippi

✅ Approved by Mississippi Insurance Department | Provider #15054358 | Course #30060 | Only $19.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Earn 4 approved continuing education hours toward your Mississippi insurance producer renewal with a Mississippi Insurance Department-approved online course for only $19.99. The course is fully online and self-paced, so you can enroll and work through it on your own schedule.

Log in and out as often as you like without losing your progress. When you finish, your certificate is emailed to you immediately, and 1st Choice CE reports approved completions to the Mississippi Insurance Department. Every course is backed by our money-back guarantee, and support is available by phone or text at 1-800-698-2770.

✅ Course Details

• Course Name: 4 HRs Health Insurance and Affordable Care Act Updates - Mississippi
• Approved By: Mississippi Insurance Department
• Provider Number: 15054358
• Course Number: 30060
• Course Length: 4 credit hours
• Course Category: Accident And Health
• Course Format: 100% online, self-paced
• Price: $19.99
• Certificate: Emailed immediately upon completion
• Reporting: 1st Choice CE reports approved completions to Mississippi
• Support: Phone or text 1-800-698-2770

✅ Who Should Take This Course?

• Mississippi licensed resident insurance producers renewing a license with accident and health authority
• Producers who need 4 approved hours toward the 24-hour Mississippi requirement
• Agents who want current, practical health insurance & aca ce knowledge, not filler credit
• New producers building a working foundation in this coverage area
• Experienced agents refreshing before a renewal deadline
• Agency staff who support producers and want the same technical grounding

✅ Does This Course Satisfy the State Requirement?

This course provides 4 approved credit hours toward the 24-hour Mississippi continuing education requirement. It does not by itself satisfy the full renewal requirement, and it does not satisfy the 3-hour ethics requirement.

✅ Mississippi Continuing Education Requirements

Mississippi ties the continuing education requirement to how long your license has been in effect. A producer whose license has been in effect for 19 to 24 months completes 24 hours of continuing education including three hours of ethics. A producer whose license has been in effect for 13 to 18 months completes 12 hours. Licenses expire on the last day of the licensee's birth month on a biennial basis, so your own birth month — not a statewide calendar date — sets your deadline. Because the total depends on how many months your license has actually been in effect, the Mississippi Insurance Department publishes CE calculation charts for property and casualty and for life, accident and health licensees. Check your own license record and the applicable chart before assuming the 24-hour total applies to you.

• 24 hours including 3 hours of ethics for a license in effect 19 to 24 months
• 12 hours for a license in effect 13 to 18 months
• Licenses expire on the last day of your birth month, biennially
• Licenses may be renewed online beginning 90 days before the expiration date
• Hours do not carry over from one license period to the next, and the same course may not be repeated within a license period
• Only courses approved by the Mississippi Insurance Department count toward the requirement

How this course helps: This 4-hour course provides 4 approved credit hours toward the 24 hours Mississippi requires for each biennial license period. It applies as general credit and does not satisfy the separate 3-hour ethics requirement, so at least 20 additional hours — including your 3 ethics hours — must be completed separately.

✅ When Do Licensees Renew?

Mississippi producer licenses expire on the last day of the licensee's birth month on a biennial basis, and the department allows online renewal beginning 90 days before that expiration date. Continuing education must be completed during the license period, and Mississippi does not permit hours to be carried into the next period, so finishing early satisfies the current period without building a cushion for the next. Mississippi also does not allow the same course to be repeated for credit within a single license period, which matters when you are assembling hours from more than one provider.

✅ How to Renew Your License

Step 1: Confirm your birth month and expiration date

Your license expires on the last day of your birth month on a biennial basis. Confirm the exact date on your license record before planning coursework.

Step 2: Determine how many months your license has been in effect

This decides whether you owe 24 hours or 12. Use the Mississippi Insurance Department's CE calculation chart for your license type, or call the Licensing Division.

Step 3: Complete the required hours, including 3 in ethics

The 24-hour requirement includes three hours of ethics. A general course does not satisfy that portion — verify the ethics credits specifically.

Step 4: Do not repeat a course within the same license period

Mississippi will not give credit twice for the same course inside one period. Track what you have already taken before enrolling.

Step 5: Allow provider reporting time before your deadline

Finish coursework early enough for completions to post. Do not schedule your last course for the final days of your birth month.

Step 6: Renew online and confirm

Renewal opens 90 days before expiration. Submit the renewal, pay the fee, and afterward verify that your record shows an active status and an updated expiration date.

✅ What You Will Learn

• How ACA market rules govern rating, issue and essential health benefits today
• Metal tiers, actuarial value and what a client actually pays out of pocket
• Premium tax credits and cost-sharing reductions, including the subsidy cliff
• Open enrollment, special enrollment periods and qualifying life events
• Where short-term, indemnity and sharing arrangements are not comprehensive coverage
• Employer-sponsored coverage rules that affect individual market eligibility

✅ Course Content Overview

Hour 1 – ACA Market Structure

Guaranteed issue, adjusted community rating, the prohibition on preexisting condition exclusions, essential health benefits, and the individual and small group market framework.

Hour 2 – Plan Design and Cost Sharing

Bronze through platinum metal tiers and actuarial value, deductibles, copayments, coinsurance, the out-of-pocket maximum, and network types including HMO, PPO, EPO and POS.

Hour 3 – Subsidies and Enrollment

Advance premium tax credits, household income and family size, cost-sharing reduction eligibility, reconciliation at tax time, open enrollment and the special enrollment periods that follow qualifying life events.

Hour 4 – Adjacent Products and Compliance

Short-term limited duration insurance, fixed indemnity, health care sharing ministries, and where each falls short of comprehensive coverage. Covers marketing and disclosure duties and employer coverage interaction.

✅ Other Related Courses

• 3 Hour Ethics for Insurance Agents – $19.99
• 3-Hour Flood Insurance (NFIP) – $19.99
• 4-Hour Annuity Best Interest/Suitability – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – $19.99
• 3 HRs Emerging Risks and Specialty Coverages – $19.99
• 4 HRs Homeowners Insurance Overview – $19.99
• 4 HRs Medicare Advantage and Part D Update - Mississippi – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - Mississippi – $19.99

✅ Why Choose 1st Choice CE?

• Approved by the Mississippi Insurance Department — provider #15054358
• Affordable at $19.99 with no hidden fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate the moment you finish
• We report approved completions to Mississippi
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in 4 HRs Health Insurance and Affordable Care Act Updates - Mississippi today for $19.99. The course is fully online and self-paced, your certificate is emailed the moment you finish, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.