24-Hour Property & Casualty CE Package – Mississippi

✅ 24-Hour Property & Casualty CE Package – Mississippi

✅ Approved by Mississippi Insurance Department | Provider #15054358 | Includes 7 Approved Courses | All 24 Required Hours | Only $69.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete your entire Mississippi producer renewal — all 24 hours, including the 3 required ethics hours — in one approved package for $69.99. Every course is approved by the Mississippi Insurance Department under provider #15054358. A producer whose license has been in effect 19 to 24 months needs nothing else to satisfy the requirement.

All 7 courses are 100% online and self-paced. Log in and out as often as you need without losing progress, take them in any order, and finish over as many sittings as you like. A certificate is emailed to you the moment you complete each course, and 1st Choice CE reports your completions. Mississippi renewals themselves are submitted online through Sircon or NIPR.

✅ What Is Included

• 3 Hour Ethics for Insurance Agents — 3 hours — Mississippi course #29132 — Ethics category
• 3-Hour Flood Insurance (NFIP) — 3 hours — Mississippi course #29130 — Flood category
• 3 HRs Emerging Risks and Specialty Coverages — 3 hours — Mississippi course #30063 — Property & Casualty category
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) — 3 hours — Mississippi course #30065 — Property & Casualty category
• 4 HRs Commercial Lines Insurance Essentials — 4 hours — Mississippi course #30066 — Property & Casualty category
• 4 HRs Personal Auto and Umbrella Insurance — 4 hours — Mississippi course #30064 — Property & Casualty category
• 4 HRs Homeowners Insurance Overview — 4 hours — Mississippi course #30067 — Property & Casualty category

Total: 24 hours, including the 3 required ethics hours.

✅ Package Details

• Package name: 24-Hour Property & Casualty CE Package – Mississippi
• Approved by: Mississippi Insurance Department
• Provider number: 15054358
• Courses included: 7, each separately approved — #29132, #29130, #30063, #30065, #30066, #30064, #30067
• Total length: 24 hours
• Ethics hours included: 3
• Course format: 100% online, self-paced
• Price: $69.99 (the 7 courses cost $139.93 bought separately, a saving of $69.94)
• Certificates: emailed immediately after each course
• Reporting: 1st Choice CE reports your completions
• Approval active through: 08-31-2028 for the five Property & Casualty courses; 12-31-2027 for the ethics and flood courses
• Page URL: https://1stchoice-ce.com/courses/checkout/mississippi/24-hr-property-casualty-insurance-ce-package-mississippi/
• Support: call or text 1-800-698-2770

✅ Who Should Take This Package?

• Mississippi resident insurance producers holding a property and casualty license
• Producers whose license has been in effect 19 to 24 months and owe the full 24 hours
• Personal lines producers writing homeowners, auto, and flood
• Producers writing small commercial accounts
• Producers who want the ethics requirement and the full 24-hour total handled in one purchase
• Producers who would rather not track seven separate course purchases before a birth-month deadline

✅ Does This Package Satisfy the State Requirement?

For a producer whose license has been in effect 19 to 24 months, yes. Mississippi requires 24 hours of continuing education including three hours of ethics, and this package provides all 24 with the ethics hours included.

For a producer whose license has been in effect 13 to 18 months, the requirement is 12 hours. This package exceeds that, and Mississippi does not carry the extra hours into your next license period. Confirm how many months your license has been in effect before you buy.

✅ Mississippi Continuing Education Requirements

Mississippi ties the continuing education requirement to how long your license has been in effect. A producer whose license has been in effect for 19 to 24 months completes 24 hours of continuing education including three hours of ethics. A producer whose license has been in effect for 13 to 18 months completes 12 hours. Licenses expire on the last day of the licensee's birth month on a biennial basis, so your own birth month — not a statewide calendar date — sets your deadline.

• 24 hours including 3 hours of ethics for a license in effect 19 to 24 months
• 12 hours for a license in effect 13 to 18 months
• Licenses expire on the last day of your birth month, biennially
• Licenses may be renewed online beginning 90 days before the expiration date
• Hours do not carry over from one license period to the next, and the same course may not be repeated within a license period
• Only courses approved by the Mississippi Insurance Department count toward the requirement

Because the total depends on how many months your license has actually been in effect, the Mississippi Insurance Department publishes CE calculation charts for property and casualty and for life, accident and health licensees. Check your own license record and the applicable chart before assuming the 24-hour total applies to you, and contact the MID Licensing Division at licensing@mid.ms.gov or (601) 359-3582 if your months in effect are unclear.

How this package helps: This package provides all 24 hours a Mississippi producer must complete when the license has been in effect 19 to 24 months, including the 3 required ethics hours. Nothing further is required for that renewal. If your license has been in effect 13 to 18 months your requirement is 12 hours, and this package exceeds it — Mississippi does not carry the surplus forward. Because Mississippi will not give credit twice for the same course in one license period, check what you have already completed before buying.

✅ When Do Licensees Renew?

Mississippi producer licenses expire on the last day of the licensee's birth month on a biennial basis, and the department allows online renewal beginning 90 days before that expiration date. Continuing education must be completed during the license period, and Mississippi does not permit hours to be carried into the next period, so finishing early satisfies the current period without building a cushion for the next. Mississippi also does not allow the same course to be repeated for credit within a single license period, which matters when you are assembling hours from more than one provider.

✅ How to Renew Your License

1. Confirm your birth month and expiration date — Your license expires on the last day of your birth month on a biennial basis. Confirm the exact date on your license record before planning coursework.
2. Determine how many months your license has been in effect — This decides whether you owe 24 hours or 12. Use the Mississippi Insurance Department's CE calculation chart for your license type, or call the Licensing Division.
3. Complete the required hours, including 3 in ethics — The 24-hour requirement includes three hours of ethics. A general course does not satisfy that portion — verify the ethics credits specifically.
4. Do not repeat a course within the same license period — Mississippi will not give credit twice for the same course inside one period. Track what you have already taken before enrolling.
5. Allow provider reporting time before your deadline — Finish coursework early enough for completions to post. Do not schedule your last course for the final days of your birth month.
6. Renew online and confirm — Renewal opens 90 days before expiration. Submit the renewal, pay the fee, and afterward verify that your record shows an active status and an updated expiration date.

✅ What You Will Learn

• Apply the duties an agent owes the client, the insurer, and the public, and recognize where those duties conflict
• Work through suitability, disclosure, and replacement standards using realistic client scenarios
• Explain what the National Flood Insurance Program covers, what it excludes, and how the waiting period affects a sale
• Read a flood zone determination and set accurate expectations on building and contents coverage limits
• Identify the cyber exposures — data breach, ransomware, social engineering — that traditional property and casualty forms were never written to cover
• Explain rideshare and on-demand delivery coverage gaps, including app-on and app-off periods and livery exclusions
• Recognize the auto and property claim fraud patterns that most often reach an agency, and document a concern without accusing a client
• Walk a client through the claims lifecycle and apply fair claims handling principles that reduce complaints
• Read a commercial property policy correctly and apply coinsurance and valuation so limits hold up at claim time
• Explain CGL coverage triggers, the occurrence versus claims-made distinction, and the exclusions that cause most disputes
• Apply personal auto definitions, liability limits, and permissive use correctly, and compare UM/UIM, PIP, and Medical Payments
• Explain how a personal umbrella sits over auto and home, why underlying limits matter, and when it will not respond
• Walk a client through homeowners policy forms, Coverages A through F, and the exclusions that create avoidable disputes
• Explain wind, hail, and hurricane deductibles, loss settlement rules, and coastal windstorm placement honestly

✅ Course Content Overview

3 Hour Ethics for Insurance Agents — 3 hours, Mississippi course #29132

• Apply the duties an agent owes the client, the insurer, and the public, and recognize where those duties conflict
• Work through suitability, disclosure, and replacement standards using realistic client scenarios

3-Hour Flood Insurance (NFIP) — 3 hours, Mississippi course #29130

• Explain what the National Flood Insurance Program covers, what it excludes, and how the waiting period affects a sale
• Read a flood zone determination and set accurate expectations on building and contents coverage limits

3 HRs Emerging Risks and Specialty Coverages — 3 hours, Mississippi course #30063

• Hour 1: Cyber Liability Insurance Essentials for Modern Businesses — introduce cyber exposures (data breach, ransomware, social engineering, and third-party liability) to explain why these losses often fall outside traditional P&C policy intent.
• Hour 2: Rideshare and On-Demand Delivery Coverage Gaps and Solutions — define the on-demand economy exposure to show how “business use” can create coverage gaps when drivers transport people or goods under app-based platforms.
• Hour 3: InsurTech Trends and Climate-Related Specialty Market Impacts — review InsurTech and modern underwriting tools (telematics, automated data enrichment, AI-assisted rating, and digital claims) to explain how eligibility decisions and pricing are increasingly data-driven.

3 Hrs Insurance Fraud and Claims Handling (P&C Focus) — 3 hours, Mississippi course #30065

• Hour 1: Fraud Fundamentals and Common P&C Fraud Schemes — introduce the purpose of antifraud efforts and define key fraud concepts (material misrepresentation, intent, and loss causation) in the context of P&C insurance.
• Hour 2: Claims Handling Best Practices, Ethics, and Client Assistance Boundaries — outline the standard claims lifecycle (notice of loss, investigation, coverage review, valuation, settlement, and dispute pathways) so agents can set realistic expectations without overpromising outcomes.
• Hour 3: Practical Case Studies, Fair Claims Practices, and Risk Control — use case studies to distinguish legitimate losses from suspicious patterns, focusing on consistency of facts, loss timing, and supporting documentation.

4 HRs Commercial Lines Insurance Essentials — 4 hours, Mississippi course #30066

• Hour 1: Commercial Property Insurance Essentials — introduce commercial property policy structure to explain who is insured, what property is covered (building vs. business personal property), and how coverage applies at described locations.
• Hour 2: Commercial General Liability and Common Liability Exposures — review CGL coverage triggers and insuring agreements to clarify what “bodily injury,” “property damage,” and “personal and advertising injury” mean in real claims.
• Hour 3: Commercial Auto Basics and Coverage Applications — introduce commercial auto policy structure and covered auto concepts to clarify ownership, scheduling, symbols at a high level, and how business use differs from personal auto exposures.
• Hour 4: Workers’ Compensation, Risk Transfer, and Compliance Habits — introduce workers’ compensation fundamentals to explain the exclusive-remedy concept, benefits categories, and why this line differs from general liability in both intent and operation.

4 HRs Personal Auto and Umbrella Insurance — 4 hours, Mississippi course #30064

• Hour 1: Personal Auto Policy Foundations and Liability Coverage — review personal auto policy structure and key definitions to clarify who is insured, what vehicles are covered, and how coverage applies based on ownership and use.
• Hour 2: First-Party Auto Coverages—UM/UIM, PIP/MedPay, and Physical Damage — review UM/UIM coverage to clarify how it responds when the at-fault driver is uninsured or underinsured, including typical documentation and settlement considerations.
• Hour 3: Endorsements, Special Exposures, and Policy Customization — review common endorsements (rental reimbursement, towing/labor, custom equipment, gap-style concepts where applicable) to show how policy options address predictable out-of-pocket losses.
• Hour 4: Personal Umbrella Liability—How It Works, When It Responds, and Compliance — introduce umbrella policy fundamentals to explain what “excess” and “broader coverage” mean, how umbrellas typically sit over auto/home, and why underlying limits matter.

4 HRs Homeowners Insurance Overview — 4 hours, Mississippi course #30067

• Hour 1: Homeowners Policy Forms and Coverage Structure — introduce homeowners policy forms and common dwelling policy structures to clarify how policy form selection drives covered property, covered losses, and underwriting expectations.
• Hour 2: Perils, Exclusions, Deductibles, and High-Impact Endorsements — review perils insured and major exclusions to distinguish named-peril vs. open-peril concepts and to prevent misrepresentation of what is and is not covered.
• Hour 3: Loss Settlement, Claims Handling, and Risk Management for Homes — review loss settlement basics (ACV vs. replacement cost, depreciation, and documentation expectations) to explain how claim payments are determined and why disputes arise.
• Hour 4: Regional Market Realities, Coastal Windstorm Placement, and Compliance Expectations — review current homeowners market trends (rate pressure, tighter underwriting, higher deductibles, and coverage limitations) to keep agents current on what consumers are encountering.

✅ Other Related Courses

• 4-Hour Annuity Best Interest/Suitability – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training – $19.99
• 8 Hours Initial Long-Term Care Insurance Partnership Training – $39.99

The 7 courses inside this package are listed under What Is Included above.

✅ Why Choose 1st Choice CE?

• Approved provider and 7 approved courses in Mississippi
• All 24 required hours in one purchase at $69.99, versus $139.93 buying separately
• No ancillary or per-student fees
• 100% online and self-paced
• Log in and out anytime without losing progress
• Instant emailed certificate after each course
• Completions reported to Mississippi
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Finish your entire Mississippi renewal today for $69.99.

Enroll in the 24-Hour Property & Casualty CE Package – Mississippi

Questions first? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Does this package complete my Mississippi renewal?

For a producer whose license has been in effect 19 to 24 months, yes. Mississippi requires 24 hours including 3 hours of ethics, and this package provides all 24 with the ethics hours included. A license in effect 13 to 18 months requires only 12 hours, so this package would exceed that.

How do I know whether I owe 24 hours or 12?

It depends on how many months your license has been in effect. The Mississippi Insurance Department publishes CE calculation charts for property and casualty and for life, accident and health licensees. You can also call the Licensing Division at (601) 359-3582.

Is every course in the package approved in Mississippi?

Yes. All 7 are approved under provider #15054358: #29132, #29130, #30063, #30065, #30066, #30064, #30067.

Does it include the required ethics hours?

Yes. The 3 Hour Ethics for Insurance Agents course is included.

How much do I save versus buying the courses separately?

The 7 courses cost $139.93 separately. The package is $69.99, so you save $69.94.

Are there any additional or hidden fees?

No. $69.99 is the total. There are no ancillary or per-student fees.

Is the package online?

Yes. All 7 courses are 100 percent online and self-paced. Take them from any device with an internet connection.

Do I have to take the courses in order?

No. Work through them in whatever order suits you, and finish over as many sittings as you like.

Can I log out and come back later?

Yes. Your progress is saved in every course, and you resume where you stopped.

How do I get my certificates?

A certificate is emailed to you as soon as you complete each course.

How is my completion reported?

1st Choice CE reports your completions. Mississippi renewals themselves are submitted online through Sircon or NIPR.

When is my renewal due?

Mississippi licenses expire on the last day of your birth month on a biennial basis. You may renew online beginning 90 days before that date.

Can I carry extra hours into my next license period?

No. Mississippi does not permit carryover, and the same course may not be repeated for credit within a single license period. Check what you have already taken this period before buying.

Is there a money-back guarantee?

Yes. If the package is not what you expected, contact us at 1-800-698-2770.