24 Hour Life & Health Insurance CE Package - Mississippi

✅ Approved by Mississippi Insurance Department | Provider #15054358 | Includes 6 Approved Courses | Only $69.99 | Instant Emailed Certificate | 100% Online & Self-Paced

Complete all 24 Mississippi continuing education hours — including the required 3 hours of ethics — in one Mississippi Insurance Department-approved online package for $69.99. Bought separately these 6 courses total $119.94, so the package saves you $49.95.

Every course is 100% online and self-paced, and you can log in and out without losing progress. A certificate is emailed to you the moment you finish each course, and 1st Choice CE reports your approved completions to Mississippi. The whole package is backed by our money-back guarantee, with support by phone or text at 1-800-698-2770.

✅ Course Details

• Package Name: 24 Hour Life & Health Insurance CE Package - Mississippi
• Approved By: Mississippi Insurance Department
• Provider Number: 15054358
• Courses Included: 6 separately approved courses
• Package Length: 24 credit hours
• Course Category: Life And Health
• Course Format: 100% online, self-paced
• Price: $69.99 (separately $119.94 — you save $49.95)
• Certificate: Emailed immediately as you complete each course
• Reporting: 1st Choice CE reports approved completions to Mississippi
• Support: Phone or text 1-800-698-2770

✅ What's Included in This Package

• 3 Hour Ethics for Insurance Agents — 3 hours — Course #29132
• 4 HRs Health Insurance and Affordable Care Act Updates — 4 hours — Course #30060
• 4 HRs Medicare Advantage and Part D Update — 4 hours — Course #30059
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training — 4 hours — Course #29133
• 4-Hour Annuity Best Interest/Suitability — 4 hours — Course #29136
• 5 HRs Life Insurance Products and Retirement Planning — 5 hours — Course #30058

Total: 24 credit hours across 6 approved courses.

✅ Who Should Take This Course?

• Mississippi resident life, accident and health insurance producers renewing a license
• Producers who want the entire 24-hour requirement handled in one purchase
• Agents who have not started their continuing education and are close to a deadline
• Producers who want the required ethics hours included rather than bought separately
• Agents who prefer one price with no per-course fees
• Agency staff coordinating renewals for multiple producers

✅ Does This Course Satisfy the State Requirement?

Yes. This package is designed to satisfy the full 24-hour Mississippi continuing education requirement for a standard biennial license period, including the 3-hour ethics requirement. Every course in it is separately approved by the Mississippi Insurance Department under provider #15054358.

✅ Mississippi Continuing Education Requirements

Mississippi ties the continuing education requirement to how long your license has been in effect. A producer whose license has been in effect for 19 to 24 months completes 24 hours of continuing education including three hours of ethics. A producer whose license has been in effect for 13 to 18 months completes 12 hours. Licenses expire on the last day of the licensee's birth month on a biennial basis, so your own birth month — not a statewide calendar date — sets your deadline. Because the total depends on how many months your license has actually been in effect, the Mississippi Insurance Department publishes CE calculation charts for property and casualty and for life, accident and health licensees. Check your own license record and the applicable chart before assuming the 24-hour total applies to you.

• 24 hours including 3 hours of ethics for a license in effect 19 to 24 months
• 12 hours for a license in effect 13 to 18 months
• Licenses expire on the last day of your birth month, biennially
• Licenses may be renewed online beginning 90 days before the expiration date
• Hours do not carry over from one license period to the next, and the same course may not be repeated within a license period
• Only courses approved by the Mississippi Insurance Department count toward the requirement

How this package helps: This package provides all 24 hours Mississippi requires for each biennial license period, including the 3 required ethics hours. It is a complete renewal package — no additional coursework is needed for the standard producers requirement. Producers who sell long-term care or annuity products may still owe separate product-specific training; check your license record if either applies to you.

✅ When Do Licensees Renew?

Mississippi producer licenses expire on the last day of the licensee's birth month on a biennial basis, and the department allows online renewal beginning 90 days before that expiration date. Continuing education must be completed during the license period, and Mississippi does not permit hours to be carried into the next period, so finishing early satisfies the current period without building a cushion for the next. Mississippi also does not allow the same course to be repeated for credit within a single license period, which matters when you are assembling hours from more than one provider.

✅ How to Renew Your License

Step 1: Confirm your birth month and expiration date

Your license expires on the last day of your birth month on a biennial basis. Confirm the exact date on your license record before planning coursework.

Step 2: Determine how many months your license has been in effect

This decides whether you owe 24 hours or 12. Use the Mississippi Insurance Department's CE calculation chart for your license type, or call the Licensing Division.

Step 3: Complete the required hours, including 3 in ethics

The 24-hour requirement includes three hours of ethics. A general course does not satisfy that portion — verify the ethics credits specifically.

Step 4: Do not repeat a course within the same license period

Mississippi will not give credit twice for the same course inside one period. Track what you have already taken before enrolling.

Step 5: Allow provider reporting time before your deadline

Finish coursework early enough for completions to post. Do not schedule your last course for the final days of your birth month.

Step 6: Renew online and confirm

Renewal opens 90 days before expiration. Submit the renewal, pay the fee, and afterward verify that your record shows an active status and an updated expiration date.

✅ What You Will Learn

• The ethics standards and consumer-protection duties Mississippi requires of every producer
• How the major policy forms in your lines are structured and where they leave gaps
• Current market and regulatory developments affecting the products you sell
• Practical claim, underwriting and suitability judgment you can use on live accounts
• How to spot coverage gaps and uncovered exposures during an account review
• Everything needed to satisfy your full 24-hour Mississippi requirement

✅ Course Content Overview

3 Hour Ethics for Insurance Agents (3 hours)

3 approved credit hours covering the required subject matter for this topic in Mississippi. Approved under state course #29132.

4 HRs Health Insurance and Affordable Care Act Updates (4 hours)

Guaranteed issue, adjusted community rating, the prohibition on preexisting condition exclusions, essential health benefits, and the individual and small group market framework. Bronze through platinum metal tiers and actuarial value, deductibles, copayments, coinsurance, the out-of-pocket maximum, and network types including HMO, PPO, EPO and POS. Advance premium tax credits, household income and family size, cost-sharing reduction eligibility, reconciliation at tax time, open enrollment and the special enrollment periods that follow qualifying life events.

4 HRs Medicare Advantage and Part D Update (4 hours)

Eligibility, Part A hospital insurance and Part B medical insurance, premiums and IRMAA, deductibles and coinsurance, and the coverage gaps that drive the need for additional protection. HMO, PPO, PFFS and special needs plan types; network rules and referrals; supplemental benefits; the maximum out-of-pocket limit; and star ratings and how they affect plan availability. Standalone drug plans and embedded MA-PD coverage, formularies and tiers, prior authorization and step therapy, the benefit phases, and creditable coverage.

4 Hrs Ongoing Long-Term Care Insurance Partnership Training (4 hours)

4 approved credit hours covering the required subject matter for this topic in Mississippi. Approved under state course #29133.

4-Hour Annuity Best Interest/Suitability (4 hours)

4 approved credit hours covering the required subject matter for this topic in Mississippi. Approved under state course #29136.

5 HRs Life Insurance Products and Retirement Planning (5 hours)

Insurable interest, underwriting and risk classification, the application and policy delivery process, the incontestability and suicide clauses, and the standard policy provisions and nonforfeiture options. Level, decreasing and annual renewable term; conversion privileges; whole life guarantees and dividends; and how permanent coverage builds cash value. Flexible premium mechanics, the cost of insurance drag, secondary guarantees, indexed crediting with caps, participation rates and floors, and the securities-registered nature of variable products.

✅ Other Related Courses

• 3 Hour Ethics for Insurance Agents - Mississippi – $19.99
• 4 HRs Health Insurance and Affordable Care Act Updates - Mississippi – $19.99
• 4 HRs Medicare Advantage and Part D Update - Mississippi – $19.99
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Mississippi – $19.99
• 4-Hour Annuity Best Interest/Suitability - Mississippi – $19.99
• 5 HRs Life Insurance Products and Retirement Planning - Mississippi – $19.99

✅ Why Choose 1st Choice CE?

• Every course approved by the Mississippi Insurance Department — provider #15054358
• $69.99 for all 6 courses, versus $119.94 separately
• No hidden or per-course fees
• 100% online and self-paced — log in and out anytime without losing progress
• Instant emailed certificate as you finish each course
• We report approved completions to Mississippi
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Enroll in the 24 Hour Life & Health Insurance CE Package - Mississippi today for $69.99 and handle your entire 24-hour requirement in one purchase. Certificates are emailed as you finish each course, and every enrollment is backed by our money-back guarantee. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved in Mississippi?

Yes. All 6 courses are approved by the Mississippi Insurance Department under provider #15054358. Each course carries its own state course number, listed on this page.

Does this package complete my entire Mississippi renewal requirement?

Yes. It provides all 24 hours required for a standard biennial license period, including the 3 required ethics hours.

Does it include the ethics requirement?

Yes. The 3-hour ethics course is included and is approved in the ethics category.

How many courses are in the package?

6 separate approved courses, totaling 24 hours.

How much do I save versus buying the courses separately?

Purchased individually these courses total $119.94. The package is $69.99, a savings of $49.95.

Are there any hidden or per-course fees?

No. $69.99 is the total price for all 6 courses.

Do I have to take the courses in order?

No. You can take them in any order and complete them across as many sessions as you like.

Is everything online and self-paced?

Yes. Every course in the package is 100% online and self-paced.

Will I lose my progress if I log out?

No. Your progress saves automatically in every course.

How do I get my certificates?

A certificate is emailed to you the moment you complete each course in the package.

Do you report my completions to the state?

1st Choice CE reports approved completions to the Mississippi Insurance Department. Keep your certificate with your records in case the department requests proof.

When is my continuing education due?

Mississippi producer licenses expire on the last day of the licensee's birth month on a biennial basis, and the department allows online renewal beginning 90 days before that expiration date.

Do I still need long-term care or annuity product training?

Possibly. Producers who sell long-term care or annuity products may owe separate one-time product training beyond the standard renewal requirement. Check your license record if either applies to you.

Is there a money-back guarantee?

Yes. The entire package is backed by our money-back guarantee.

Can I get help if I have a question?

You can reach our support team by phone or text at 1-800-698-2770.