3 Hour Ethics for Insurance Agents - Georgia

3 Hour Ethics for Insurance Agent CE Course – Georgia

• Approved by The Office of Commissioner of Insurance and Safety Fire | Provider #243388 | Course ID #73507 ✅
• Only $12.99 | No added or extra fees | Instant Certificate | 100% Online & Self-Paced
• Stay compliant and renew on time with this Georgia-approved 3-hour Ethics continuing education course for insurance agents. This course is 100% online and self-paced, so you can complete it on your schedule—no classroom, no stress. Log in and out anytime without losing your place, then download your instant certificate of completion as soon as you finish.
• We report your completed hours within 24 hours, and with over 10 years in continuing education, 1st Choice Continuing Education is trusted by thousands of licensees nationwide. If you need help, call or text 1-800-698-2770.

✅ Who Should Take This Course?

• This course is ideal for:
• Georgia resident insurance agents/producers who must complete Ethics CE for renewal
• Life & Health agents
• Property & Casualty agents
• Multi-line producers who need to satisfy the 3-hour Ethics requirement in their renewal cycle
• Agents who want clearer guidance on conflicts of interest, disclosures, advertising, replacements, privacy, and ethical client communications
• If you need 3 hours of Ethics to renew your Georgia insurance license, this course is for you.

✅ Georgia Insurance CE & Renewal — What to Know

• Georgia resident licensees must complete CE biennially, on or before the last day of your birth month.
• Most resident producers (licensed less than 20 years): 24 total CE hours every 2 years, including 3 hours of Ethics
• Resident producers licensed 20+ years: 20 total CE hours every 2 years, including 3 hours of Ethics
• Ethics requirement: Ethics must be completed each renewal period (carryover hours cannot be used to satisfy the next period’s Ethics requirement)
• Course repetition: You cannot receive credit for taking the same course more than once in the same reporting period
• Carryover: Extra CE hours may carry forward, but carryover is limited and does not replace Ethics for the next cycle
• Renewal window: Renewal is typically available in the months leading up to your expiration, but your CE must be completed and posted before the license can be renewed
• This course provides 3 hours of Ethics toward your Georgia renewal requirement.

✅ How to Renew Your Georgia Insurance License (Step-by-Step)

• Step 1: Confirm your renewal deadline
• Georgia renewals are due biennially by the last day of your birth month.
• Step 2: Verify how many CE hours you need
• Most agents need 24 hours (or 20 hours if licensed 20+ years), including 3 Ethics.
• Step 3: Complete your Ethics requirement ✅
• Take this 3-hour Ethics course online at your own pace.
• Step 4: Receive your instant certificate ✅
• Download your certificate immediately after finishing for your records.
• Step 5: We report your hours within 24 hours ✅
• Your completion is submitted promptly so your transcript updates quickly.
• Step 6: Renew your license
• Submit your renewal through Georgia’s approved online license renewal system before your deadline.

✅ Topics Covered in This Course (3 Hours)

Hour 1: Core Ethical Duties of the Insurance Producer

• Client interest as the primary duty (best interest vs. suitability expectations)
• Conflicts of interest and clear disclosure practices
• Truthful advertising and communications (including social media and comparisons)
• Ethical duties in recommendations, replacements, and preventing churning/twisting
• Elder and vulnerable client protections (red flags, ethical pause-points, escalation)
• Cultural competence, fair treatment, and anti-discrimination standards

Hour 2: Market Conduct, Compliance Foundations, and Recordkeeping

• Unfair trade practices and improper inducements (rebating, excessive gifts, tying)
• Privacy, data ethics, and cybersecurity duties (NPI protection and secure handling)
• AML awareness and fraud prevention (red flags and appropriate escalation)
• Ethical documentation and 5-year+ record retention practices
• Complaint handling, corrective action, and when self-reporting is ethically warranted
• Supervision, training, and delegation ethics inside an agency

Hour 3: Applying Ethics Across Lines, Products, and the Client Lifecycle

• Life and annuities ethics in practice (fact-finding, comparisons, replacement documentation)
• Health/Medicare and disability ethics (clarity, networks, total cost, no pressure tactics)
• Property/Casualty ethics (adequacy vs. price, exclusions, renewals, annual check-ins)
• Commercial lines ethics (transparent options, key conditions, availability and cost drivers)
• Post-sale duties (service standards, renewals, life-event reviews)
• Ethical use of technology, AI, and comparative raters (human review, bias checks, data protection)

✅ Why Choose 1st Choice CE?

• Georgia-approved Ethics CE (Provider #243388 | Course #73507)
• Only $12.99 — No added or extra fees
• 100% Online and Mobile Friendly
• Self-Paced Access — Log in/out anytime without losing progress
• Instant Certificate of Completion
• Credits Reported Within 24 Hours
• Money-Back Guarantee
• Over 10 Years of Trusted CE Service
• Support by Phone or Text — 1-800-698-2770

Related Courses / Other Courses You May Need

• Cover the rest of your Georgia insurance CE with our other Georgia courses:
• 3 Hour Flood Insurance (NFIP) CE Course - Georgia
• 4 Hrs Ongoing Long-Term Care Insurance Partnership Training - Georgia
• 4 Hour Annuity Best Interest / Suitability - Georgia

Support When You Need It

• Have a question about Georgia insurance CE, the Office of Commissioner of Insurance, or this course? Call or text us at 1-800-698-2770.
• We also speak Spanish.

Enroll Now

✅ Enroll in the 3 Hour Ethics for Insurance Agent CE Course for Georgia for $12.99 and complete your Ethics CE today.