• Approved by the Florida Department of Financial Services
• Approved Provider #374697
• Approved Course #138886
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.

✅ 4-Hour Law & Ethics Update — General Lines (CE 5-220) – Florida

• Approved by the Florida Department of Financial Services (DFS) ✅
• Provider #374697 | School Official ID #374697 | Course #138886 | Course Offer ID #1241751
• Only $15.99 | Instant Emailed Certificate | 100% Online & Self-Paced
• Complete Florida’s required 4-Hour Law & Ethics Update for General Lines insurance agents entirely online. This Florida DFS-approved CE 5-220 course reviews current insurance laws, regulatory responsibilities, ethical standards, licensing requirements, recent Florida law changes, unfair insurance practices, disciplinary trends, and other important compliance topics.
• The course follows the curriculum framework prescribed by the Florida Department of Financial Services for the General Lines Law & Ethics Update. It includes recent 2025–2026 Florida insurance law and regulatory updates applicable to licensed professionals.
• You can complete the course at your own pace, log in and out without losing your progress, and receive an instant emailed certificate when you finish. We report your completion to Florida DFS within 24 hours.

✅ Who Should Take This Course?

• This course is intended for Florida General Lines insurance professionals whose DFS continuing education requirement includes the 4-Hour Law & Ethics Update under course authority CE 5-220.
• This course is a good fit for:
• Florida 2-20 General Lines agents
• Florida Property and Casualty insurance agents
• General Lines agents who need the required 4-hour Law & Ethics Update
• Agents completing their biennial Florida insurance CE requirements
• Licensed professionals who want an update on Florida insurance laws, ethics, licensing, advertising, recordkeeping, and enforcement
• Busy agents who prefer an online, self-paced course
• Check your Florida DFS MyProfile CE Status page to confirm that CE 5-220 is the correct Law & Ethics Update authority for your license.

✅ Is CE 5-220 Required for Florida General Lines Agents?

Florida General Lines agents must complete a four-hour Law & Ethics Update course specific to their license authority during each applicable continuing education compliance period.

This DFS-approved course is specifically identified as:

Course Authority: CE 5-220
Course Number: 138886
Course Offer ID: 1241751

The four hours earned from this course apply toward the licensee’s total Florida insurance CE requirement.

✅ Florida General Lines Continuing Education Requirements

• Florida resident General Lines agents are generally assigned 24 hours of continuing education every two years. The standard requirement includes:
• 4 hours of Law & Ethics Update education specific to the agent’s license
• 20 hours of approved elective continuing education
• Some licensees may qualify for a reduced total-hour requirement based on experience, professional qualifications, or other criteria. The four-hour license-specific Law & Ethics Update may still be required.
• Your exact requirement is determined by Florida DFS and appears in your MyProfile account.

✅ When Is Florida Insurance CE Due?

Florida insurance continuing education is generally due every two years by the end of the licensee’s birth month.

Florida insurance agent licenses are generally perpetual rather than renewed on a traditional two-year renewal schedule. However, agents must remain properly appointed and complete their assigned continuing education by the compliance deadline to maintain their authority to transact insurance business.

Your exact compliance date, required course authority, completed credits, and remaining CE hours are available through Florida DFS MyProfile.

✅ How to Maintain Your Florida General Lines License

• Step 1: Check your DFS MyProfile account
• Review your CE Status page to confirm your compliance deadline, total required hours, completed credits, and required Law & Ethics Update authority.
• Step 2: Complete the required CE 5-220 course
• Finish this DFS-approved 4-Hour Law & Ethics Update for General Lines agents.
• Step 3: Complete any remaining elective hours
• Make sure you have enough approved elective credits to satisfy your complete CE requirement.
• Step 4: Receive your instant emailed certificate
• Your certificate of completion is emailed to you immediately after finishing the course.
• Step 5: We report your completion to Florida DFS
• We report your completed course to Florida DFS within 24 hours.
• Step 6: Confirm that your credit has posted
• Return to your MyProfile CE Status page and verify that the course appears on your transcript.
• Step 7: Maintain your appointment
• Florida insurance agent licenses are perpetual, but agents must maintain the proper appointment and remain compliant with CE requirements.

✅ What You’ll Learn in This Course

This four-hour course follows the Florida DFS curriculum framework for the General Lines Law & Ethics Update and covers regulatory awareness, insurance law updates, ethical requirements, enforcement activity, and industry trends.

✅ Section 1: Regulatory Awareness

• This section reviews the Florida agencies, licensing rules, and regulatory responsibilities that affect General Lines insurance professionals.
• Topics include:
• Responsibilities and jurisdiction of the Chief Financial Officer
• Florida Department of Financial Services
• Florida Office of Insurance Regulation
• Florida Office of Financial Regulation
• Licensing and appointment requirements
• Updating licensee contact information
• Insurance agency licensing
• License transfer, surrender, and termination
• Grounds for refusal, suspension, or revocation
• Duties of licensed and unlicensed personnel
• Insurance advertising requirements
• Recordkeeping responsibilities
• Department communications
• Florida Insurance Guaranty Association

✅ Section 2: Florida Insurance Law and Updates

• This section reviews current legal and regulatory developments affecting Florida General Lines insurance professionals.
• Topics include:
• Recent 2025–2026 Florida insurance legislation
• Changes affecting licensed insurance professionals
• Florida insurance regulatory updates
• Pertinent federal laws affecting Florida licensees
• New compliance responsibilities and terminology
• Applying current law to daily insurance transactions

✅ Section 3: Ethical Requirements

• This section reviews the ethical standards and professional conduct expected of Florida insurance agents.
• Topics include:
• Florida insurance Code of Ethics
• Applicable DFS rules and ethical standards
• Marketing regulations and ethical advertising
• Understanding insurance products
• Suitability of insurance sales and services
• Unfair methods of competition
• Unfair or deceptive insurance practices
• Misrepresentation and improper sales conduct
• Required insurance premium discounts
• Honest and complete client communication

✅ Section 4: Disciplinary and Industry Trends

• This section examines enforcement activity and emerging issues that can affect an insurance professional’s license and business practices.
• Topics include:
• Recent violations involving Florida insurance professionals
• DFS enforcement and disciplinary actions
• Unauthorized insurance products
• Unauthorized insurers and other entities
• Transactions involving unlicensed individuals
• New and important insurance terminology
• Common compliance failures
• Practical steps for reducing regulatory and E&O exposure

✅ Why Choose 1st Choice CE?

• Approved by the Florida Department of Financial Services
• Provider #374697
• School Official ID #374697
• Course #138886
• Course Offer ID #1241751
• Required CE 5-220 Law & Ethics Update
• Only $15.99
• No hidden or added fees
• 100% online and self-paced
• Log in and out without losing your progress
• Instant emailed certificate after completion
• Completion reported to Florida DFS within 24 hours
• Money-back guarantee
• More than 10 years of trusted continuing education service
• Support by phone or text at 1-800-698-2770

✅ Enroll Now – Only $15.99

Complete your required Florida General Lines Law & Ethics Update online with a DFS-approved provider. Review current Florida insurance laws, ethical standards, licensing rules, regulatory responsibilities, and recent industry developments while keeping your CE compliance on track.

✅ Frequently Asked Questions

Is this course approved by the Florida Department of Financial Services?

Yes. This course is approved by Florida DFS. The provider number is 374697, the School Official ID is 374697, the course number is 138886, and the Course Offer ID is 1241751.

Does this course satisfy the General Lines Law & Ethics requirement?

Yes. This is the 4-Hour Law & Ethics Update for General Lines under course authority CE 5-220.

How many continuing education hours does this course provide?

This course provides four hours of Florida insurance continuing education.

Who should take this course?

This course is intended for Florida General Lines insurance agents whose MyProfile CE requirement includes the CE 5-220 Law & Ethics Update.

Is this an elective insurance course?

No. This is a license-specific Law & Ethics Update course for General Lines agents. It applies toward the four-hour update portion of the agent’s CE requirement.

Do Florida General Lines agents need 24 CE hours?

Florida resident General Lines agents are generally assigned 24 hours every two years, including a four-hour Law & Ethics Update and approved elective credits. Reduced total-hour requirements may apply to some licensees. Check MyProfile for your exact requirement.

When is my Florida insurance CE due?

CE is generally due every two years by the end of your birth month. Your exact compliance date appears in your DFS MyProfile account.

Do Florida insurance licenses have to be renewed every two years?

Florida insurance agent licenses are generally perpetual. However, agents must remain properly appointed and complete assigned CE requirements to remain compliant and continue transacting insurance business.

Can I complete this course entirely online?

Yes. This course is 100% online and self-paced.

Can I log in and out without losing my progress?

Yes. Your progress is saved so you can return and continue where you stopped.

Will I receive a certificate?

Yes. You will receive an instant emailed certificate after completing the course.

Do you report my completion to Florida DFS?

Yes. We report your course completion to Florida DFS within 24 hours.

What topics are included?

The course covers DFS and OIR responsibilities, licensing and appointments, advertising, recordkeeping, FIGA, recent Florida law changes, federal law, ethics, suitability, unfair practices, premium discounts, disciplinary actions, unauthorized entities, and industry terminology.

Is there a money-back guarantee?

Yes. This course is backed by our money-back guarantee.

• Approved by the Florida Department of Financial Services
• Approved Provider #374697
• Approved Course #138886
• Instant Access - Online Course.
• Study At Your Own Pace. Anytime.
• On Any Device. Phone, Tablet, or Computer.
• Hassle Free Navigation. Easy to Follow.
• Certificate emailed immediately upon completion.
• 1-800-698-2770 for any questions.