24-Hour Life & Health Insurance CE Package - Colorado

24-Hour Life & Health Insurance CE Package - Colorado

✅ Approved by the Colorado Division of Insurance | Provider #236323 | Includes 6 Approved Courses | All 24 Hours | Only $39.99 | 100% Online & Self-Paced

Complete all 24 hours of Colorado continuing education for your life, accident and health producer renewal in one approved package for $39.99. Every course is approved by the Colorado Division of Insurance under provider #236323, and the package is built to the exact structure the Division counts: 21 hours in your line of authority and the full 3 hours of ethics.

All six courses are online and self-paced. You can log in and out without losing your place, take the courses in any order, and after you complete each one and pass its final examination we report your completion to Colorado through Sircon.

✅ Package Details

• Package Name: 24-Hour Life & Health Insurance CE Package - Colorado
• Approved By: Colorado Division of Insurance
• Provider Number: 236323
• Courses Included: 6
• Total Credit Hours: 24
• Line of Authority Hours: 21 (18 required)
• Ethics Hours: 3 (3 required)
• Intended License Type: Life, accident and health producers
• Course Format: Self-study, 100% online and self-paced
• Price: $39.99 (worth $95.94 bought separately)
• Examinations: A final examination in each course, 70% to pass, retakes permitted
• Certificate: Emailed immediately on completion of each course
• Reporting: We report your completions to Colorado through Sircon
• Support: 1-800-698-2770

✅ Is This the Right Package for Your License?

Please check this before you enroll. Colorado only gives you credit for courses that match the lines of authority actually on your license. A course outside your lines earns zero hours, even after you complete it and pass the exam.

This package is built for a producer who holds life, accident and health, or variable products lines and no property, casualty or personal lines authority. If that describes your license, it covers your entire Colorado renewal:

• 21 hours in your lines of authority (Colorado requires 18)
• 3 hours of ethics (Colorado requires 3)
• No homeowners hours are required of you, because the 3-hour homeowners requirement applies only to producers holding a property or personal lines authority

If you also hold a property or personal lines authority, this package alone will not finish your renewal. Colorado will require 3 hours of homeowners insurance that this package does not include. Either add the 3-Hour Homeowners Insurance Principles and Coverage Analysis course, or choose the 24-Hour Dual-Line Insurance CE Package – Colorado instead.

If you hold only a property, casualty or personal lines authority and no life or health line, this is not the right package for you. Every one of its 21 life, health and annuity hours would earn you no credit. Choose the 24-Hour Property & Casualty CE Package – Colorado instead.

Not sure which lines are on your license? They are listed on your Colorado license record, and we are glad to check with you — call or text 1-800-698-2770.

✅ What Is Included

• 5 HRs Life Insurance Products and Retirement Planning – 5 hours – Colorado course #67721 – credited as Life, Accident & Health
• 4 HRs Medicare Advantage and Part D Update – 4 hours – Colorado course #67722 – credited as Life, Accident & Health
• 4 HRs Health Insurance and Affordable Care Act Updates – 4 hours – Colorado course #67723 – credited as Life, Accident & Health
• 4 HRs Annuity Products, Taxation, Disclosure and Replacement – 4 hours – Colorado course #67959 – credited as Life, Accident & Health
• 4-Hour Annuity Best Interest/Suitability – 4 hours – Colorado course #67060 – credited as Annuity Best Interest 4
• 3 HRs Applied Insurance Ethics: Decision-Making, Disclosure and Discipline – 3 hours – Colorado course #67960 – credited as Ethics

Six courses, 24 hours in total. Bought separately they cost $95.94; in this package they are $39.99, a saving of $55.95.

✅ Who Should Take This Package?

• Colorado licensed producers holding a life line of authority
• Colorado licensed producers holding an accident and health or sickness authority
• Colorado producers who sell or service annuities and need the Best Interest training
• Colorado producers who write Medicare Advantage or Part D business
• Colorado producers working in individual or group health and ACA coverage
• Life and health producers who want every required hour in a single purchase

✅ Does This Package Satisfy the Colorado Requirement?

For a producer holding a life, accident and health line of authority, this package completes the entire 24-hour renewal requirement. Colorado counts the 24 hours in three separate parts, and this package fills each one:

• 18 hours in your line of authority — the package provides 21, three more than the minimum.
• 3 hours of ethics — provided in full by the Applied Insurance Ethics course.
• 3 hours in the category of your choice — covered by the surplus hours above the 18-hour minimum.

If you also hold a property or personal lines authority, this package is not the right one for you. Colorado requires those producers to take their third 3-hour block specifically in the Homeowners category, which is not included here. Dual-line producers should use our 24-Hour Dual-Line package, or add the 3-Hour Homeowners Insurance Principles and Coverage Analysis course to this one.

✅ Colorado Continuing Education Requirements

Colorado licensed insurance producers complete continuing education on a two-year cycle. Colorado Division of Insurance Regulation 1-2-4 (3 CCR 702-1), Section 5.A, requires 24 credit hours of approved courses biennially after a producer's initial renewal, and it allocates those hours in two ways that matter when you choose courses:

• At least 3 of the 24 hours must be courses in ethics.
• At least 18 of the 24 credit hours must be in approved courses for the type of license you hold. This is the requirement most producers overlook. Hours approved in a category outside your license type still count toward the 24 total, but they do not fill the 18-hour line-of-authority minimum.

Two further rules affect planning. Under Section 5.A.2 you may not repeat the same approved course within a two-year period and count it again toward your required hours, although courses dealing with statutory updates are excepted. And carryover is limited: no more than 12 hours earned beyond the required 24, and only hours earned during the 120 days before your licensing continuation date, may be carried into the next period.

Colorado self-study courses must include an examination. Course sponsors file completion records with the Continuing Education Administrator, Pearson VUE, through Sircon, and you are responsible for keeping your own completion records for five years.

How this package helps: This package provides all 24 hours: 21 hours in the life, accident and health line of authority against an 18-hour minimum, and the full 3 hours of ethics. A producer holding only life, accident and health authority has nothing further to complete. A producer who also holds property or personal lines must add 3 hours in the Homeowners category.

✅ When Do Colorado Producers Renew?

Colorado producer licenses continue on a two-year cycle, and your continuing education must be complete before the Division will approve the renewal. The renewal window opens 90 days before your license expiration date and runs through that date.

Colorado does not publish a single statewide renewal date, so the date that governs you is the expiration date on your own license record. Check it on your license record or your renewal notice rather than assuming a common date. There is no late-renewal path through NIPR for resident producers: a license that expires has to be addressed directly with the Division, and reinstatement without repeating prelicensing education and the examination is generally available only within one year of expiration.

✅ How to Renew Your Colorado License

1. Confirm your exact license type, status and expiration date on your official license record, and note how many hours you still owe.
2. Complete the full 24 credit hours, including at least 3 ethics hours and at least 18 hours in approved courses for your license type, before your continuation date.
3. Allow time for reporting. We report your completion to Colorado through Sircon, and the state's compliance status can take up to roughly 72 hours to update after the hours post.
4. Check your Colorado CE transcript and confirm the hours and categories posted the way you expect before you start the renewal.
5. Submit your renewal electronically through NIPR's resident license renewal application during the 90-day window, and renew every line of authority you intend to keep in that single transaction.
6. Pay the official renewal fee. Colorado's fee is $27 for all lines of authority other than Surplus Lines.
7. Save your receipt and confirm afterward that your license record shows an active status and an updated expiration date.

✅ What You Will Learn

• Apply the NAIC best-interest standard of care to an annuity recommendation
• Distinguish fixed, indexed and variable annuity designs and their suitability
• Explain Medicare Advantage and Part D enrollment periods, marketing rules and plan changes
• Work through Affordable Care Act coverage rules, subsidies and special enrollment
• Compare permanent and term life designs against a retirement income objective
• Analyze the tax treatment, disclosure and replacement rules that govern annuity transactions
• Resolve an ethical conflict where compensation and client interest pull in different directions

✅ Other Colorado Insurance CE

• 24-Hour Property & Casualty CE Package - Colorado – $39.99
• 24-Hour Dual-Line Insurance CE Package - Colorado – $39.99
• 3-Hour Homeowners Insurance Principles and Coverage Analysis - Colorado – $15.99

✅ Why Choose 1st Choice CE?

• Approved by the Colorado Division of Insurance
• Affordable flat price
• 100% online and self-paced
• Log in and out anytime without losing your progress
• Instant emailed certificate when you finish
• We report your completion to Colorado
• Money-back guarantee
• Over 10 years of continuing education experience
• Support by phone or text at 1-800-698-2770

✅ Enroll Now

Get all 24 Colorado life and health hours for $39.99. Start today, work at your own pace, and we report each completion to the Division for you. Questions? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Does this package complete my whole Colorado renewal?

If you hold only a life, accident and health authority, yes. It provides all 24 hours, including 21 hours in your line of authority against an 18-hour minimum and the full 3 hours of ethics. If you also hold a property or personal lines authority you must add 3 hours in the Homeowners category.

How many hours is the package?

24 credit hours across six approved courses.

Is every course approved in Colorado?

Yes. All six are approved by the Colorado Division of Insurance under provider number 236323.

How does Colorado count the 24 hours?

In three separate parts: 18 hours in the line or lines of authority you are licensed for, 3 hours of ethics, and 3 hours in a category of your choice. The three parts add up to the 24-hour total, so a surplus in one does not make up a shortfall in another.

Why does the package include 21 line hours when only 18 are required?

The extra three hours cover the third category block, so the package reaches the full 24 without leaving a gap anywhere.

Do the annuity hours count toward my line of authority?

Yes. Colorado applies Annuity Best Interest hours to the same requirement as life, accident and health coursework.

I hold both property and life authorities. Can I use this package?

Not on its own. Colorado requires producers with a property or personal lines authority to take their third 3-hour block in the Homeowners category. Use our Dual-Line package, or add the 3-Hour Homeowners course to this one.

Can I take the courses in any order?

Yes. The six courses are independent and you can complete them in whatever order suits you.

Is the package self-paced?

Yes. Everything is online and self-paced, and you can log in and out without losing your progress.

Is there an examination?

Each course ends with a final examination. You need 70% to pass and retakes are permitted.

When do I get my certificate?

Your certificate is emailed to you as soon as you complete a course and pass its final examination.

Who reports my hours to Colorado?

We do, through Sircon. The Division's compliance status can take up to roughly 72 hours to update after we file.

How much do I save against buying the courses separately?

The six courses cost $95.94 separately. The package is $39.99, a saving of $55.95.

Can I repeat a course I already took?

Colorado will not count the same course twice within a 24-month period, so check your transcript before buying if you have taken any of these courses recently.

What if I need help?

Call or text us at 1-800-698-2770 and we will walk you through it.