24-Hour Property & Casualty Insurance CE Package - Alabama

✅ Approved by Alabama Department of Insurance | Provider #500032047 | Includes 7 Approved Courses | All 24 Required Hours | Only $69.99 | Instant Emailed Certificates | 100% Online & Self-Paced

Complete all 24 Alabama insurance CE hours, including the required 3 hours of ethics, in one approved online package for $69.99. The 24-Hour Property & Casualty Insurance CE Package bundles 7 Alabama Department of Insurance-approved courses from provider #500032047 into a single enrollment, so you can finish your entire biennial requirement without buying courses one at a time or tracking hours across multiple providers.

Every course is 100% online and self-paced. Log in and out as often as you like without losing your progress, finish on your own schedule, and receive your certificate by email as soon as each course is complete. 1st Choice CE files your completion records with Alabama, and our support team is available by phone or text at 1-800-698-2770.

✅ Course Details

• Package Name: 24-Hour Property & Casualty Insurance CE Package - Alabama
• Approved By: Alabama Department of Insurance
• Provider Number: #500032047
• Courses Included: 7 approved courses totaling 24 credit hours
• Package Length: 24 hours, including 3 hours of ethics
• Course Category: Alabama insurance producer continuing education (property and casualty lines)
• Course Format: 100% online, self-paced, available 24/7 on any device
• Price: $69.99 for the complete package
• Certificate: Emailed to you instantly after you complete each course
• Reporting: 1st Choice CE files your completion record with Alabama; the state requires providers to file within 10 days
• Support: Phone or text at 1-800-698-2770

Alabama course approval numbers confirmed for the following member courses:

• 4 HRs Personal Auto and Umbrella Insurance (4 hours) - Alabama Course #6000223671
• 4 HRs Commercial Lines Insurance Essentials (4 hours) - Alabama Course #6000223641
• 4 HRs Homeowners Insurance Overview (4 hours) - Alabama Course #6000223643
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours) - Alabama Course #6000223661
• 3 HRs Emerging Risks and Specialty Coverages (3 hours) - Alabama Course #6000223681

✅ Who Should Take This Course?

This package is built for licensees who must satisfy the full Alabama producer CE requirement in property and casualty lines:

• Alabama-licensed resident insurance producers with a property line of authority
• Alabama-licensed producers with a casualty line of authority
• Personal lines agents writing homeowners, auto, and umbrella business in Alabama
• Commercial lines producers and account managers who hold an Alabama producer license
• Independent and captive agency producers renewing an Alabama P&C license
• Nonresident producers who must meet Alabama CE because their home state does not satisfy it for them
• Producers who want all 24 hours, including the 3 ethics hours, in one purchase

If you hold a limited line of authority, were licensed within the last 12 months, or believe you qualify for a CE exemption, check your license record before you enroll.

✅ Does This Package Satisfy the State Requirement?

Yes. Alabama requires resident insurance producers to complete 24 hours of continuing education each biennial reporting period, and 3 of those hours must be on the topic of insurance producer ethics. This package delivers all 24 hours, including a dedicated 3-hour ethics course, so no additional CE purchase is needed for a standard producer renewal.

Alabama does not require any portion of the 24 hours to be earned in a live classroom. The rule measures credit in 50-minute units and applies that same unit to classroom, correspondence, and internet courses alike, which means every hour in this package can be completed online and still count.

What this package does not do: it does not renew your license for you, it does not pay your renewal fee, and it does not satisfy CE for a different state. Alabama also does not allow excess hours to carry over into your next reporting period. Confirm your own line of authority, license status, and CE transcript before you renew.

✅ Alabama Continuing Education Requirements

The Alabama Department of Insurance sets producer CE by rule. The requirement is biennial, and your reporting period is generally the 24-month period ending on your license expiration date.

• Total hours: 24 credit hours per biennial reporting period
• Ethics: 3 of the 24 hours must be on the topic of insurance producer ethics
• Line-of-authority split: none - Alabama does not divide the 24 hours between life/health and property/casualty
• Other mandatory topics: none beyond the 3-hour ethics requirement
• Classroom minimum: none - all 24 hours may be completed by approved online or self-study courses
• Credit hour: at least 50 minutes of participation in an approved course
• Carryover: excess hours earned in one biennial period do not carry over to the next
• Reporting: your CE provider files the completion record; Alabama rule requires that filing within 10 days
• Certificates: you do not mail certificates to the Department, but keep your copies for your records
• Timing: your credit must appear on your CE transcript before you can complete your online renewal

Service representatives, adjusters, title agents, and limited-line licensees have their own totals, and a producer licensed less than 12 months may be exempt for that first period. Check your license record if you are unsure which requirement applies to you.

How this package helps: This package provides all 24 of the 24 hours Alabama requires of producers for the biennial reporting period, including the full 3-hour ethics requirement delivered by a dedicated ethics course. Because Alabama sets no classroom minimum and no line-of-authority split, the 7 online courses in this package can complete a standard producer's entire CE obligation, leaving nothing but the renewal application and fee.

✅ When Do Licensees Renew?

Alabama individual producer licenses renew biennially in the licensee's birth month, and which years you renew depends on your birth year:

• Born in an odd-numbered year: your license expires at the end of your birth month in every odd-numbered year
• Born in an even-numbered year: your license expires at the end of your birth month in every even-numbered year

You may renew as early as 90 days before the end of your birth month. If you miss the expiration date, Alabama allows a 30-day grace period after the last day of your birth month, with a $50 late fee added to the regular renewal fee. If the license is still not renewed when the grace period ends, it expires.

The grace period does not give you extra time to shop for CE. Your continuing education must already be met and posted before you can complete the online renewal, so plan to finish your hours well before your birth month ends. Business entity producer licenses follow a different schedule and expire December 31 of every even-numbered year.

✅ How to Renew Your License

Alabama processes individual producer renewals online through the National Insurance Producer Registry (NIPR). Use these steps:

1. Check your record first. Confirm your license type, lines of authority, status, and exact expiration date, and note whether you are in an odd-year or even-year renewal cycle.
2. Review your CE transcript. See how many of the 24 hours you already have on file and whether your 3 ethics hours are posted.
3. Complete your remaining hours. Finish this 24-hour package, or the hours you still need, before your birth month ends.
4. Allow posting time. Providers must file completions within 10 days, and it can take several business days for credit to appear in the database, so do not leave this to the final day.
5. Renew online through NIPR. Renewals open as early as 90 days before the end of your birth month. Alabama no longer grants CE extensions, so your credit must be in the system before you can submit.
6. Update your information and pay. Review your contact and business information, answer the required questions, and pay the renewal fee. A $50 late fee applies during the 30-day grace period.
7. Verify and save proof. Save your confirmation and receipt, then check that your license record shows an active status and an updated expiration date.

If your license has already expired, do not assume you can simply renew. Contact the Alabama Department of Insurance Producer Licensing Division for the reissuance or reinstatement process that applies to your situation.

✅ What You Will Learn

Across the 7 courses in this package you will:

• Apply the ethical and fiduciary standards Alabama expects of licensed producers
• Explain NFIP flood coverage, flood zones, waiting periods, and private flood options
• Analyze personal auto and umbrella coverage, limits, and common client gaps
• Identify the core commercial lines coverages small business clients need
• Compare homeowners forms, valuation methods, endorsements, and exclusions
• Spot property and casualty fraud red flags and follow fair claims handling practices
• Advise clients on cyber, climate, and other emerging exposures and specialty coverages

✅ Courses Included in This Package

All 7 courses are included in the $69.99 package price and together total exactly 24 credit hours.

• 3 Hour Ethics for Insurance Agents (3 hours) - Satisfies the 3-hour ethics subject requirement. Covers fiduciary duty, suitability, disclosure, advertising, and the handling of premium and client funds.
• 3-Hour Flood Insurance (NFIP) (3 hours) - National Flood Insurance Program structure, flood zones and elevation, coverage limits and exclusions, waiting periods, and the private flood market.
• 4 HRs Personal Auto and Umbrella Insurance (4 hours) - Alabama Course #6000223671 - Personal auto policy sections, liability and physical damage coverage, uninsured and underinsured motorist issues, and how personal umbrella coverage sits above underlying limits.
• 4 HRs Commercial Lines Insurance Essentials (4 hours) - Alabama Course #6000223641 - Commercial general liability, commercial property, business income, commercial auto, and workers' compensation fundamentals for small and mid-size accounts.
• 4 HRs Homeowners Insurance Overview (4 hours) - Alabama Course #6000223643 - Homeowners forms and their differences, replacement cost versus actual cash value, endorsements, common exclusions, and coverage gaps clients ask about.
• 3 Hrs Insurance Fraud and Claims Handling (P&C Focus) (3 hours) - Alabama Course #6000223661 - Recognizing and reporting suspected insurance fraud, red flags in property and auto claims, documentation standards, and fair claims handling practices.
• 3 HRs Emerging Risks and Specialty Coverages (3 hours) - Alabama Course #6000223681 - Cyber liability, habitability and short-term rental exposures, climate-driven property risk, and specialty and excess and surplus lines solutions.

✅ Other Related Courses

Hold more than one line of authority, or need CE in another state? These packages are available from 1st Choice CE:

• 24 Hour Life & Health Insurance CE Package - Alabama – $69.99

Call or text 1-800-698-2770 and we will help you match the right package to your license record.

✅ Why Choose 1st Choice CE?

• ✅ Approved by the Alabama Department of Insurance, provider #500032047
• ✅ All 24 required hours, including 3 hours of ethics, for $69.99
• ✅ 100% online and self-paced - log in and out without losing progress
• ✅ Instant emailed certificates as you finish each course
• ✅ We file your completion records with Alabama
• ✅ Money-back guarantee
• ✅ Over 10 years of continuing education experience
• ✅ Support by phone or text at 1-800-698-2770

✅ Enroll Now

Get your entire Alabama producer CE requirement done in one place. The 24-Hour Property & Casualty Insurance CE Package is $69.99 for all 24 hours, including the 3 required ethics hours, from an Alabama Department of Insurance-approved provider.

Enroll online, start on your schedule, and get your certificates by email as you go. Questions before you buy? Call or text 1-800-698-2770.

✅ Frequently Asked Questions

Is this package approved by the Alabama Department of Insurance?

Yes. 1st Choice Continuing Education is an approved Alabama CE provider, provider #500032047, and this package is made up of 7 Alabama-approved courses.

How many CE hours does this package provide?

24 credit hours, which is the full biennial requirement for an Alabama insurance producer.

Does it include the required ethics hours?

Yes. A dedicated 3-hour ethics course is included and satisfies Alabama's 3-hour insurance producer ethics requirement.

How much does the package cost?

$69.99 for all 7 courses and all 24 hours. There is no separate charge per course.

Who should take this package?

Alabama-licensed insurance producers who hold property and casualty lines of authority who need to complete their full 24-hour biennial CE requirement.

Does this satisfy my entire Alabama CE requirement?

For a standard producer renewal, yes. It provides all 24 hours including the 3 ethics hours. Confirm your own line of authority and CE transcript, because limited lines, adjusters, service representatives, and recently licensed producers can have different requirements.

Do I have to take any hours in a live classroom?

No. Alabama measures CE credit in 50-minute units and applies that same unit to classroom, correspondence, and internet courses, so all 24 hours can be completed online.

Is the package online, and can I log in and out without losing my place?

Yes to both. Every course is 100% online and self-paced, available 24/7 from a computer, tablet, or phone, and your progress is saved so you can stop and resume as often as you need.

When do I get my certificate?

Your certificate is emailed to you instantly after you complete each course.

Who reports my completion to Alabama?

1st Choice CE files your completion record. Alabama rule requires providers to file within 10 days, and it can take a few additional business days for credit to appear on your CE transcript.

When does my Alabama producer license expire?

Individual producer licenses expire at the end of your birth month, biennially. If you were born in an odd-numbered year you renew in odd-numbered years; if you were born in an even-numbered year you renew in even-numbered years.

Is there a grace period if I renew late?

Alabama allows a 30-day grace period after the last day of your birth month, with a $50 late fee added to the regular renewal fee. If the license is not renewed by the end of the grace period, it expires.

How do I actually renew my license?

Alabama individual producer renewals are processed online through the National Insurance Producer Registry (NIPR). Your CE must already be met and posted before you can complete the renewal.

Do unused hours carry over to my next renewal?

No. Alabama does not allow excess credit hours from one biennial reporting period to be carried over into the next.

Is there a money-back guarantee?

Yes. This package is backed by our money-back guarantee. Call or text 1-800-698-2770 if you have any questions.